Wells Fargo Attune® Card Approval: $21K 🤑

CYBERSAM · ‎09-19-2025

Hello myFICO fam, 💖

Its been awhile since I've been active on this site. Been too busy at work and didn't have a laptop at home! 😁

As usual this site makes you addictive to new credit, so after casually reading some treads I decided to app for Wells Fargo Attune® Card

Reward categories are useful to my spending of past few months so given its been a long time since my last approval, had to pull the trigger 😎

Experian was pulled and all ready received -3 points. Last time I apped for anything WF, got rejected for too many inq. This time I had zero inq so was pleased with instant approval.

Some DP: Experian 777, no new accounts for past 19 months.

LIGHTNIN · ‎09-19-2025

CONGRATS to YOU!! 🥳

Glad to see, you're back!👍

FICO Dec 2025 EQ760~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?

LivingTheAmericanDream · ‎09-19-2025

Congrats on the new card and sweet SL! Enjoy

Jordan23ww · ‎09-20-2025

Congratulations on your approval and awesome starting limit!🎉🥳

911gt34life · ‎09-20-2025

Congrats 👏

You are 1/24 which good

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Rdbeetle · ‎09-20-2025

Congrats on your $21k WF Attune approval!!!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
Walmart CashRewards WMC $5k
FICO 8 Scores: EX 796 I TU 800 I EQ 802

Total_Synergy · ‎09-20-2025

Congratulations @CYBERSAM !! Great approval and datapoints.

I've noticed that WF has been trending in the direction of "more than 1yr since one's last card" for both approvals and CLIs (note: 1yr=13-14mo for complete CRA cycle reporting, as WF gets SP reports on the 30th of each prior month for CLI purposes).

Personal TCL ~$400k [Goals Met: 1+ Card with each of the Top 10+ (US) Personal Issuers; $0 Fees; Recurring 0% BT Offers; Team Cashback]:

Business TCL ~$100k [Goals Met: 2 Cards with each of the Top 3 (US) Business Issuers; $0 Annual Fees; Team Cashback]:

RIP:

* Personal FICO 8 (09/25): TU/EX ~775 (AoOA 3.8yrs, AAoA 2.5yrs), EQ ~825 (still reporting 2 cards closed 13+ yrs ago, AoOA 3.8yrs, AAoA 3.7yrs).
* Began in 1984 w/ Amex Gold Personal + Diners Club Corporate in 1990s. Just these 2 for years. Very little FICO knowledge until CARD Act (2010).
* Note: I have history w/ many lenders; so not always 'internally new to them' even though CRAs show 'new' AAoA. I don't track my Business CRAs.
* Acknowledgements: @Aim_High for 'HTML/Signature inspiration' and ALL myFICOers for helping me to optimize a well-earning card portfolio!!

fullstackdev · ‎09-20-2025

Very nice approval! Congrats

Rebuilding

user979797 · ‎09-20-2025

Congratulations 🎉 🎉 on your wonderful Wells Fargo approval and wonderful SL.

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JoeRockhead · ‎09-20-2025

Very nice SL, congratulations on your approval!