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Wells fargo Amex Propel approved !!! Makes no Sense though smh

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Anonymous
Not applicable

Re: Wells fargo Amex Propel approved !!! Makes no Sense though smh

Definitely a good idea going to the garden @Anonymous, don’t want to lose your new card!

Message 11 of 30
pinkandgrey
Senior Contributor

Re: Wells fargo Amex Propel approved !!! Makes no Sense though smh

Congrats on the card! It’s quite unexpected to get a great card from WF after a string of denials lol. ENJOY IT

Discover It: 26.5k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 13k
CapOne Venture X: 10k
Message 12 of 30
Anonymous
Not applicable

Re: Wells fargo Amex Propel approved !!! Makes no Sense though smh

700 - 730 range 

Message 13 of 30
Anonymous
Not applicable

Re: Wells fargo Amex Propel approved !!! Makes no Sense though smh

what do mean by lose my card wf shut down accounts or something ?

Message 14 of 30
Anonymous
Not applicable

Re: Wells fargo Amex Propel approved !!! Makes no Sense though smh


@Anonymous wrote:

what do mean by lose my card wf shut down accounts or something ?


Lenders can watch your credit reports and shut down your cards if they don’t like what they see. I don’t know how Wells Fargo is with this but is it really worth the risk for more denials?

Message 15 of 30
CreditMagic7
Mega Contributor

Re: Wells fargo Amex Propel approved !!! Makes no Sense though smh

Never bothered with WF anything on this end but plenty others have an established series of accounts through them.

 

Yeah i wouldn't poke that bear anymore until some of the steam goes out of your recent app spree Smiley Very Happy

 

Congrats! on the $2K Propel approval!

Message 16 of 30
Anonymous
Not applicable

Re: Wells fargo Amex Propel approved !!! Makes no Sense though smh

o okay yea i never heard of wf doing anything like that if anything there the opposite they like alot of new open accounts if you no what i mean lol besides im not apping for anythink else any time soon 

Message 17 of 30
Anonymous
Not applicable

Re: Wells fargo Amex Propel approved !!! Makes no Sense though smh

yeah im done 4 now im not going too poke that bear 

Message 18 of 30
M_Smart007
Legendary Contributor

Re: Wells fargo Amex Propel approved !!! Makes no Sense though smh


@AverageJoesCredit wrote:
Congrats. Asking for more will be hp. One thing about WF, getting cli is like pulling teeth and will cost you a hp. And i believe you need a year with card before you can request one. Conservative indeedSmiley Wink

@AJC Nailed It !!!,

I have had wells fargo cards for years.

and it is EXACTLY how He Says it goes!!

 

+1

Message 19 of 30
M_Smart007
Legendary Contributor

Re: Wells fargo Amex Propel approved !!! Makes no Sense though smh


@Anonymous wrote:

Been getting denied left & right for my inquires from bank & even certain store cards i just wanted one more major bank card before i went too the garden so i just wouldnt give up apping just honestly said what the hell i tried every other major bank let me try wf i no they going to deny me but atleast i can say i tried everyone so i get a call for verifiaction i said hum thats weird they never call they just flat out tell me no im denied she said its still pending call back in a couple hours so i call back just knowing my outcome & the lady just flat out tells me sir this applacation has already been approved will be sending your card in the mail in 5 days there was a long pause followed by a WhAt ??? follwowed by a you have got too be joking .... in my head of course out of all banks a well known conservitive one approves me for there best card they offer with 51 inq & a blocked credit file they tried too pull exp but couldnt Starting line 2k do i dear ask for more ??? if so would it be the same pull ???


A 2K SL is not the worst , Propel is a decent Card. Mine Came with A 15K SL, but I have Investments, Credit Cards, and a CD.

also a long history, I dont read to much on the forum about Wells Fargo Taking Adverse Action (AA) Closing Acounts or Balance Chasing.

You should be fine,

 

I am suprised though you got approved with "with 51 inq & a blocked credit file" consider yourself lucky you did not get

another denial.

 

Use It, and try to pay in Full. if possible. The Rewards Structure is actuallly decent. I have had a couple Auto CLI's, but rare.

Good for Dining & Travel, I suppose Gas too, but I use a different Card for that.

 

Congrats!!!

Message 20 of 30
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