@Heatt99 wrote:
Congratulations. You did excellent 👏 👌. While you might have decreased your AOA, you actually stepped up into PRIME account holder (above 5k tradeline).
With this new tradeline, your scores should rise significantly overtime. Other lenders should offer close to that amount to pull your business.
Now you have 2 Navy cards that will grow together; again other lenders will sniff and want what you have.
Thanks! It is exciting to finally have moved into that category. It felt like it was never going to happen.
And thanks to everyone else on here for their congratulations!
Open Credit Cards:
Green Dot Primor Secured (5/18) - $450 CL (CLOSED 2/2020)
Capital One Platinum (8/18) PC to Quicksilver (9/19) - $3800 CL
Capital One QuicksilverOne (3/19) - $4800 CL
Merrick Bank DYL VISA - No AF (6/19) - $1400 CL
Discover it Cash Back (9/19) - $2800 CL
Amazon Prime Store Card (4/20) - $10,000 CL
NFCU cashRewards (4/20) - $4500 CL
BB&T Spectrum Cash Rewards (5/20) - $3500 CL
Navy Federal More Rewards American Express® Card (3/21) - $9700 SL - at 9.65 %.
Experian FICO Score - 8/2018: 528
Experian FICO 8 Score - 9/2022 - 720
Equifax FICO 8 score 2/2022- 692
TransUnion FICO 8 score 10/2022 - 728
Experian FICO Mortgage Score - 725
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