What is the highest initial limit given on Navy

[Sooners2013]

What is the largest initial credit line given to a new member of NFCU?   

[elbori357]

I got 25k cc and I asked for 5k on navcheck both approved during the same phone call after opening the account.

[mskarma]

DH and I just joined on Sunday and DH was given 17k automatically.  

[Creditaddict]

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@elbori357 wrote:

I got 25k cc and I asked for 5k on navcheck both approved during the same phone call after opening the account.

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you should always ask for full $15k on Navcheck, they counter if not full approval.

and I believe $25k is most the computer will instantly approve because anything over $25k requires manual review.

[Sooners2013]

They gave me 25,000 but I expected higher as I have other high limit cards and no utilization as I pay in full each month and usually before the billing date.  Last week I joined Penfed and they gave me 20,000.  After hearing how conservative PenFed was and how NFCU was generous, I guess I expected more.

With NFCU it did not give me an automatic approval, likely because I have a fraud warning on my file. I applied yesterdy and early this morning I got a notice that they apprvoed with 25K.  

If I apply for the NAVCheck will that be another inquiry or will they use the same as for the card? 

[Creditaddict]

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@Sooners2013 wrote:

They gave me 25,000 but I expected higher as I have other high limit cards and no utilization as I pay in full each month and usually before the billing date.  Last week I joined Penfed and they gave me 20,000.  After hearing how conservative PenFed was and how NFCU was generous, I guess I expected more.

With NFCU it did not give me an automatic approval, likely because I have a fraud warning on my file. I applied yesterdy and early this morning I got a notice that they apprvoed with 25K.  

If I apply for the NAVCheck will that be another inquiry or will they use the same as for the card? 

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Another, they do different departments for everything.

[elbori357]

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@Creditaddict wrote:

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@elbori357 wrote:

I got 25k cc and I asked for 5k on navcheck both approved during the same phone call after opening the account.

---

you should always ask for full $15k on Navcheck, they counter if not full approval.

and I believe $25k is most the computer will instantly approve because anything over $25k requires manual review.

---

Should I call and ask for the 15k and see what they counter with?  I have not gotten the paperwork  in the mail to sign yet ? Will it be another hard pull ?

[Creditaddict]

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@elbori357 wrote:

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@Creditaddict wrote:

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@elbori357 wrote:

I got 25k cc and I asked for 5k on navcheck both approved during the same phone call after opening the account.

---

you should always ask for full $15k on Navcheck, they counter if not full approval.

and I believe $25k is most the computer will instantly approve because anything over $25k requires manual review.

---

Should I call and ask for the 15k and see what they counter with?  I have not gotten the paperwork  in the mail to sign yet ? Will it be another hard pull ?

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just send a secure message online. some have reported that they were told HP and some were told within 30 days... I had always thought with same type of app... like auto (I have submitted 7 variations to an auto over the course of 3 or so days and that was always same pull.

[CreditHealthy]

10,000 plus 15,000 NAV CHECK