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What the heck CapitalOne!!

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ecxpa
Valued Contributor

Re: What the heck CapitalOne!!

Sounds like Venture Craze Step II coming outSmiley LOL

Message 11 of 20
DoroLucky
Valued Contributor

Re: What the heck CapitalOne!!


@Anonymous wrote:

Long story short, I started building credit with cards 6 months ago (Had 3 years of student loans prior) so I can get a car loan out of college and hopefully mortgage when I pay down my student loans. 

 

So I have a CapitalOne Quicksilver Platinum Visa at a $500 (started at $300) and I have not been able to get a a CLI at all. So I tried to get their BuyPower card a month ago and got rejected for that. Fast forward to yesterday, I applied for the BBVA card and got approved for $5k so I decided to try my luck with one more card. I applied to the CapitalOne Venture Rewards fully expecting a reject like "Too many inquiries, not enough credit history, blah blah blah" But I nearly had a heart attack when I saw a $10,000 CL listed. I am absolutely shocked because I always knock on CapitalOne for being so stingy, but then they approve me for a card that was half my available credit before approval. I know it's not the highest CL and not the most interesting story but I found it very amusing.

 

I hate CapitalOne with a passion, but I love them at the same time. 


Congrats!!! This is the post that made me go on a single app spree moments ago and was approved for Venture 5K LOL

TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 12 of 20
One7
Valued Contributor

Re: What the heck CapitalOne!!

Nice! Congratulations 

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 13 of 20
gdale6
Moderator Emeritus

Re: What the heck CapitalOne!!

Grats on the Venture approval Smiley Happy

Message 14 of 20
joedtx
Valued Contributor

Re: What the heck CapitalOne!!

Congrats. Glad they were able to step up to the plate with a 10k CL

Message 15 of 20
Kathy4NU
Frequent Contributor

Re: What the heck CapitalOne!!

Who do they generally pull from?



June '12: EQ 553 TU 0 EX 545
April '13 Lender Pull EQ 731, EX 692, TU 722 - all FICO

Closed on home May 22, 2013 at 2:00pm!!!
CU Visa $1000, VS $350, Chase Freedom $1000, Discover IT $2500, Home Depot: $2700, Menards $3000, NFM $3500
What's been deleted: 32 collections, 5 PR, 2 tax liens, defaulted student loans
Message 16 of 20
ABC123TLC
Contributor

Re: What the heck CapitalOne!!

Capital One Usually Does a TRIPLE Pull for all cards (except BuyPower thats EQ)

Message 17 of 20
ecxpa
Valued Contributor

Re: What the heck CapitalOne!!


@Kathy4NU wrote:
Who do they generally pull from?

all 3 .....ouch.  But once you're in SP for CLI.......I just got out

Message 18 of 20
MissMoni223
Senior Contributor

Re: What the heck CapitalOne!!

CONGRATS on your Venture approval, gotta LOVE Cap1, LOL!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 19 of 20
Anonymous
Not applicable

Re: What the heck CapitalOne!!

Congrats! I'm in the garden but in six months I think I'll try for the venture too.
Message 20 of 20
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