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What the heck did I just apply for?

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Anonymous
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What the heck did I just apply for?

I've had an itchy finger for months. Just saw someone say they were approved for blis pay and I gave it a shot. Approved for 7K with a 3 year old BK and more inquiries than you can shake a stick at. I've never even heard of first electronic bank... is this a legit card? I should probably learn about a card before I apply huh LOL I see 2% back on every purchase? That seems generous... for some reason this card reminds me of a fingerhut or getting ton account. Accepted anywhere just like a regular visa?
Message 1 of 16
15 REPLIES 15
Anonymous
Not applicable

Re: What the heck did I just apply for?

6 month 0% on all purchases over 199. 2% back. First Electronic Bank also issues the store card for Fry's. Physical card apparently will come I the mail in a week or so...doesn't look too bad, right off the bat.

Message 2 of 16
Anonymous
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Re: What the heck did I just apply for?


@Anonymous wrote:
I've had an itchy finger for months. Just saw someone say they were approved for blis pay and I gave it a shot. Approved for 7K with a 3 year old BK and more inquiries than you can shake a stick at. I've never even heard of first electronic bank... is this a legit card? I should probably learn about a card before I apply huh LOL I see 2% back on every purchase? That seems generous... for some reason this card reminds me of a fingerhut or getting ton account. Accepted anywhere just like a regular visa?

Congrats 7k is not bad at all and with a 3 yr old BK. Yeah it's a Visa so accepted anywhere. The 2% and especially the 0% for six months stuff could make it useful. I just spent 900 on tires and could have used something like this. Wasn't about to take an INQ for a store card to get tires. Would have used something like this though. 

Message 3 of 16
Burned2manybridgesB4
Valued Contributor

Re: What the heck did I just apply for?

swoon.gif

Message 4 of 16
Anonymous
Not applicable

Re: What the heck did I just apply for?

My husband just asked me if it was a cracker jack bank haha. It seems like an OK card but I have a feeling it may end up like the Duck card
Message 5 of 16
Anonymous
Not applicable

Re: What the heck did I just apply for?

Now he's got me worried asking if it could be a scam because of the little information it asked for. It didn't even ask for income.
Message 6 of 16
Burned2manybridgesB4
Valued Contributor

Re: What the heck did I just apply for?


@Anonymous wrote:
My husband just asked me if it was a cracker jack bank haha. It seems like an OK card but I have a feeling it may end up like the Duck card

I'm one of the few survivors of that fiasco. Beaver's coming up to the third birthday soon.

Message 7 of 16
KSK1912
Valued Contributor

Re: What the heck did I just apply for?


@Anonymous wrote:
I've had an itchy finger for months. Just saw someone say they were approved for blis pay and I gave it a shot. Approved for 7K with a 3 year old BK and more inquiries than you can shake a stick at. I've never even heard of first electronic bank... is this a legit card? I should probably learn about a card before I apply huh LOL I see 2% back on every purchase? That seems generous... for some reason this card reminds me of a fingerhut or getting ton account. Accepted anywhere just like a regular visa?

here is the answer Smiley Happy

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/BlisPay-Guinea-Pig-Results/td-p/4528879


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 8 of 16
Anonymous
Not applicable

Re: What the heck did I just apply for?

Where do I go to apply for this?

Message 9 of 16
Burned2manybridgesB4
Valued Contributor

Re: What the heck did I just apply for?


@Anonymous wrote:

Where do I go to apply for this?


https://blispay.com/#!/

 

Message 10 of 16
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