What the what!?!? Discover CLI

[Anonymous]

So I rode the train a few months back and  got 3 or 4 CLI.  I've been continuing to hammer the button since then.  I always get the 2 day message and then get letters in the mail for denial for lack of length at current limit.

So I pressed it again the other day and of course same message.  Today I log in see the limit increased to 27.5K!  I was shocked.  The gravy train increases were down to like 1.5k each now 6k from 21.5 > 27.5.

I'm shocked.

[Anonymous]

Nice increase, and very nice limit in general - congrats!!

[Saleen099]

NICE CONGRATS!!!!! 

[pizza1]

yay! Glad to see a few peeps are still getting increase. Congrats!

[Anonymous]

---

@Anonymous wrote:

So I rode the train a few months back and  got 3 or 4 CLI.  I've been continuing to hammer the button since then.  I always get the 2 day message and then get letters in the mail for denial for lack of length at current limit.

So I pressed it again the other day and of course same message.  Today I log in see the limit increased to 27.5K!  I was shocked.  The gravy train increases were down to like 1.5k each now 6k from 21.5 > 27.5.

I'm shocked.

Great job, jtfan! Could you share more specific about your overall utilization, spend and payment patterns so they might be of help to us in reuqesting? Disocver seems to want to keep me at $3,800 even when I am getting 13k and 15k other cards. I loved Discover and transferred a few small balances to them, but it's hard to use it much with only a $3,800 limit.

[Anonymous]

Good job!! Some have reportted getting CLD...ouch!

[Anonymous]

Sure.. 

Card was opened 4/2014 as my first credit card. 8k SL.  October 14 for the Amex.  March 15 for the sallie/citi and June of 15 for t he Freedom.  When I first opened the discover of course I was putting everything through it.  Even with my Amex it still got most of my spend.  Now that I have my newer card the Discover is pretty much just for rotating 5%.  I did get in on the double reward bonus so I put a lot of general through it last month.  This month all my general went to Citi and I'm still trying to hit my Chase 500 spend for bonus.  The 55 you see as a balance is amazon only.  I have always PIF.  A few months (like last month as you see) I paid to zero before the balance but usually I'll let a balance report.  A few months I've paid but left a small amount left to report.  Other months I've let maybe 1-1.5k report.  I always PIF immediately when the statement comes out I don't wait until the due date.

[Anonymous]

Congratulations on the big CLI!

[Anonymous]

---

@Anonymous wrote:

Sure.. 

Card was opened 4/2014 as my first credit card. 8k SL.  October 14 for the Amex.  March 15 for the sallie/citi and June of 15 for t he Freedom.  When I first opened the discover of course I was putting everything through it.  Even with my Amex it still got most of my spend.  Now that I have my newer card the Discover is pretty much just for rotating 5%.  I did get in on the double reward bonus so I put a lot of general through it last month.  This month all my general went to Citi and I'm still trying to hit my Chase 500 spend for bonus.  The 55 you see as a balance is amazon only.  I have always PIF.  A few months (like last month as you see) I paid to zero before the balance but usually I'll let a balance report.  A few months I've paid but left a small amount left to report.  Other months I've let maybe 1-1.5k report.  I always PIF immediately when the statement comes out I don't wait until the due date.

---

Thanks for sharing.

[Anonymous]

---

@Anonymous wrote:

Sure.. 

Card was opened 4/2014 as my first credit card. 8k SL.  

Thanks very much for sharing all of that, it is super helpful, and Congratulations!

I guess the bigger question I have is how did you get 8k starting limit for your first credit card?