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Who needs your pre-approvals?

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sr383
Regular Contributor

Who needs your pre-approvals?

I kept making my daily visits to the Citibank and Chase pre-approval sites, and none of them ever had anything for me. (No, I am not opted out.) So, I apped for the Fidelity Visa and got a starting limit of $24,100. Smiley Tongue I could have been running my daily spend through the Double Cash, but maybe Citi figured the pending Costco transition was enough exposure for them. ...

 

I just hope no one gets nervous when a $49K SoFi loan, a $20K BCE and a $24K Fidelity Visa suddenly start reporting. ...

Costco TrueEarningsSallie Mae MasterCardDiscover itUS Bank Cash+Chase SlateBlue Cash EverydayFidelity VisaTU-803/EQ-808/EX-800
Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Who needs your pre-approvals?

Wow congrats! I have heard Chase pre-quals are pretty solid, but I guess you don't really need them. Anyone who thinks their score/profile is good enough should just go for it.

Message 2 of 5
RonM21
Valued Contributor

Re: Who needs your pre-approvals?

Nice, congrats!!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 3 of 5
wantmoremoney
Regular Contributor

Re: Who needs your pre-approvals?

Congrats!!! Way to go for real!!!

 

Message 4 of 5
alextercero
Super Contributor

Re: Who needs your pre-approvals?

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)


Credit Age:

Inquiries:

Message 5 of 5
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