Who needs your pre-approvals?

sr383 · ‎05-02-2016

I kept making my daily visits to the Citibank and Chase pre-approval sites, and none of them ever had anything for me. (No, I am not opted out.) So, I apped for the Fidelity Visa and got a starting limit of $24,100. I could have been running my daily spend through the Double Cash, but maybe Citi figured the pending Costco transition was enough exposure for them. ...

I just hope no one gets nervous when a $49K SoFi loan, a $20K BCE and a $24K Fidelity Visa suddenly start reporting. ...

Anonymous · ‎05-02-2016

Wow congrats! I have heard Chase pre-quals are pretty solid, but I guess you don't really need them. Anyone who thinks their score/profile is good enough should just go for it.