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Why Hello There Discover!

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Anonymous
Not applicable

Why Hello There Discover!

 

So I hit the Luv button on Discover just randomly since everyone was getting love from them recently. Yep same here Discover puts me from 17k to 18,5k! Smiley Happy I guess they like being the strongest card in my wallet almost seems like they are trying to compete with my AMEX haha.

Other notes, Preapproval offers from Capital one for Venture and Quicksilver Siggys with 12.9% APR on each, Thoughts? should I hit the trigger? the miles are nice and the 100$ bonus on Quick silver Siggy would be nice to have with the upcoming holidays, just got my 50k for Southwest spend completed. What kinda credit line do yall think id get from them (Capital one) My oldest card with them is over 12 years old lates from 2008 during a tough time when I understood credit much less....? I was thinking on a Penfed checking and hit the agree to pull report (my mistake) I did take advantage and request my PLOC be increased to 25k and put a request for my Platinum visa siggy as well since I always pay it in full and make large payments on my PLOC.

Thoughts and opinions welcome.

Message 1 of 8
7 REPLIES 7
willwar14
Valued Contributor

Re: Why Hello There Discover!

Congratz!

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 2 of 8
Anonymous
Not applicable

Re: Why Hello There Discover!

CONGRATS! I would say that if you have the need, or want to carry a purchase at 0% the QS wouldn't be a bad idea with the holidays coming up. Same logic with the Venture, if you can meet the spend, and have the need for the card not a bad idea. Capital One seems to be giving out larger limits to those will reasonably strong profiles, so as I wild guess I would say 10k plus on QS and 20k plus on Venture (don't hold me to this, your over all profile will determine this, as I am sure you know) Smiley Happy

Message 3 of 8
alextercero
Super Contributor

Re: Why Hello There Discover!

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 4 of 8
Country_Feller
Valued Contributor

Re: Why Hello There Discover!

Good Deal, Congratulations!!!!!
myFICO=EQ 702, TU 716, EX 743br>EQ=11//TU=15//EX=11/Util 14%. Gardening since 01/02/2017.


Message 5 of 8
OmarGB9
Community Leader
Super Contributor

Re: Why Hello There Discover!

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 6 of 8
pizza1
Community Leader
Super Contributor

Re: Why Hello There Discover!

hey, every CLI helps! congrats on the success!
Message 7 of 8
Anonymous
Not applicable

Re: Why Hello There Discover!

Congrats 🎊🎉

Message 8 of 8
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