Wife approved for Macy's 4 yrs post BK

morgacj2004 · ‎11-01-2016

Wife applied exactly at 4 yrs post BK DC. Approved for toy. Limit of $500 but she really wanted the card for their promos and coupons. She was denied last year and told she would be approved at the 4 yr mark. That was the last store card either of us wanted. How are they with CLI ?

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550

AverageJoesCredit · ‎11-02-2016

Nice going. Her toy limit beat my original by $200 so hers is a high end toy timit lol!. I would say clis are a 2way street in that sometimes they are hp and may not give you everything you ask for, i guess all depends on ones current profile, but ive had at least 2 where i got sp luv.Current limit is $3000 . Ist sp was on them my last one i had all my reports frozen but tried for a cli to see , happily they did without asking me to unfreeze, unlike HD, if they are frozen no soup for you lol

grillandwinemaster · ‎11-02-2016

Congrats!

Macy's rocks! I had them about 20 years ago!

Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017

ficoguy2013 · ‎11-02-2016

Great for her!

It is small steps for real progress.

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jbb27885 · ‎11-02-2016

When I had my Macy's card they initially approved me for around $1000. CLI'ed me to $10,000 by request after I had the card for about a year or so. They are really great with CLI's.

pizza1 · ‎11-02-2016

much congrats to DW!! I use to shop Macys a lot, but now I shop Nords exclusively, and I have nice CL on my CC with them.

Was Macys IIB for her?

morgacj2004 · ‎11-02-2016

Yes but we reconfirmed and of in fulll.

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550

Anonymous · ‎11-02-2016

That's awesome! Take care of that card and it will grow!

i worked at Macy's for several years and I can't tell you how many accounts I opened for customers that were given a starting limit of $300.

take that $500 and run with it!

Creditbuilder36 · ‎11-02-2016

I also have a Macys credit account Dec will be a year that I have it and still no increases I'm hoping I can receive on in time for the holidays 🙂

olivegirl · ‎11-03-2016

Also approved for Macy's after BK, just under 4 yr mark.- 3 month ago. Initially approved for 300,.oo. After I recieved the card, I called, reconned. Lmit raised to 800.00 Called today, cli 1600.00- doubled!