William Sonoma CLI - Getting up there

[CreditCuriosity]

Got a CLI on my WS Visa today.  SP obviously.  Getting up to there to be an awesome BT card slowly and surely.  Started out at 5 or 6k if I recall and now at 19k.  Best BT card out there imo.. Love the 0% fees and 0% for 18 months   ... Its carrying a small 780ish balance atm.. Paying about 100 a month towards it.  Will kill the balance off by feb well within the 18 months more like 10-11 months of the original 1400ish on it or so and be ready to be re-used for another BT offer .  Could pay off anytime, but why give up free money!

Thankfully Comenity likes me i would love their AKC card, but with my credit seeking and lack of gardening not willing to put an app out and get approved and possibly lose this gem atm.

Screen Shot 2019-10-25 at 11.09.44 AM.png

[Anonymous]

Congrats on the increase!!

I'd like to get the AKC card eventually too, but have some other cards on the list before that.

[Anonymous]

Congratulations!!

[UH_HUH]

Congratulations @CreditCuriosity 😁
Always nice to get some CLI Luv
No matter what card it is..
Enjoy your success!!
Cheers

[Anonymous]

Congrats! on your increase, CC. This sounds like a very useful card.

Questions:

* is applying and getting the Visa a "given" or do some applicants only get store cards?

* what's your CLI process & growth been like?

* any Commenity-specific caveats you can think to add?

[CreditCuriosity]

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@Anonymous wrote:

Congrats! on your increase, CC. This sounds like a very useful card.

Questions:

* is applying and getting the Visa a "given" or do some applicants only get store cards?

* what's your CLI process & growth been like?

* any Commenity-specific caveats you can think to add?

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1).  Can get store card or Visa.  If your profile EQ/EXP > 700(probably can be lower, but to be safe and get visa.. also they don't like BK's for majors as usually ends in store card if you have) 

2)   CLI has been between 3-4k every 4 months

3)  No caneats other then they choose to do AA on some people within usually first month of card if they don't like something about profile whether excessive credit seeking or something else..  Usually hear the bads vs. good though so leave you to yourself on that one

[AllZero]

Congratulations on your CLI!

[Remedios]

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@CreditCuriosity wrote:

Got a CLI on my WS Visa today.  SP obviously.  Getting up to there to be an awesome BT card slowly and surely.  Started out at 5 or 6k if I recall and now at 19k.  Best BT card out there imo.. Love the 0% fees and 0% for 18 months   ... Its carrying a small 780ish balance atm.. Paying about 100 a month towards it.  Will kill the balance off by feb well within the 18 months more like 10-11 months of the original 1400ish on it or so and be ready to be re-used for another BT offer .  Could pay off anytime, but why give up free money!

Thankfully Comenity likes me i would love their AKC card, but with my credit seeking and lack of gardening not willing to put an app out and get approved and possibly lose this gem atm.

Screen Shot 2019-10-25 at 11.09.44 AM.png

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Congrats, @CreditCuriosity ! That's a great limit for BT card

They have been sending me stuff for this card since I bought the stupid air fryer 

I did not realize this was one of the "good BT guys" 

Take my login away! 

[CreditCuriosity]

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@Remedios wrote:

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@CreditCuriosity wrote:

Got a CLI on my WS Visa today.  SP obviously.  Getting up to there to be an awesome BT card slowly and surely.  Started out at 5 or 6k if I recall and now at 19k.  Best BT card out there imo.. Love the 0% fees and 0% for 18 months   ... Its carrying a small 780ish balance atm.. Paying about 100 a month towards it.  Will kill the balance off by feb well within the 18 months more like 10-11 months of the original 1400ish on it or so and be ready to be re-used for another BT offer .  Could pay off anytime, but why give up free money!

Thankfully Comenity likes me i would love their AKC card, but with my credit seeking and lack of gardening not willing to put an app out and get approved and possibly lose this gem atm.

Screen Shot 2019-10-25 at 11.09.44 AM.png

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Congrats, @CreditCuriosity ! That's a great limit for BT card

They have been sending me stuff for this card since I bought the stupid air fryer 

I did not realize this was one of the "good BT guys" 

Take my login away! 

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@Remedios  Seriously the card rocks as a BT card... BT offers arent on demand by any means and gotta work up the limit...  But when offered them and usually have 3 months to accept and 18 month terms VERY hard to turn down.  Card is a diamond imo.

[Anonymous]

Congrats CC!

I was not worthy of the Siggy. Just a lowly $1K platinum for me. 😂 

Thats a very nice limit for a BT card. I hope mine has some decent growth too!