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Winning with Capital One!!!

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MissMoni223
Senior Contributor

Winning with Capital One!!!

Sooooo, I have a regular Platinum Mastercard with NO rewards that I've had since May 2012.  I went to the website chat to inquire about combining my regular MC with my Quicksilver One and the agent said NO!  Sooooo, I asked if Capital One was able to do a PC and the agent instructed me to check online.  I instructed him that I already did to no avail.  He then said that they check throughout the year to see if the account is available for upgrades, yada, yada, yada.  I responded with: "Ok thanks, maybe I'll have better results from your Executive Office."  Well his tune INSTANTLY changed!!! He said, I can check again.  My response was SURE, please do.  He transferred me to another online agent and low and behold my regular Platinum Mastercard is now a Quicksilver with NO annual fee!  Totally WINNING!!! Smiley Very Happy

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 1 of 18
17 REPLIES 17
CreditMagic7
Mega Contributor

Re: Winning with Capital One!!!


@MissMoni223 wrote:

Sooooo, I have a regular Platinum Mastercard with NO rewards that I've had since May 2012.  I went to the website chat to inquire about combining my regular MC with my Quicksilver One and the agent said NO!  Sooooo, I asked if Capital One was able to do a PC and the agent instructed me to check online.  I instructed him that I already did to no avail.  He then said that they check throughout the year to see if the account is available for upgrades, yada, yada, yada.  I responded with: "Ok thanks, maybe I'll have better results from your Executive Office."  Well his tune INSTANTLY changed!!! He said, I can check again.  My response was SURE, please do.  He transferred me to another online agent and low and behold my regular Platinum Mastercard is now a Quicksilver with NO annual fee!  Totally WINNING!!! Smiley Very Happy


Tremendous! Smiley Very Happy You go girl! I am so sick of Crap1 negativity, not so much for myself because they are history forever after a year in Oct with my GM BuyPower joke of a card limit ($600) Pffft! But it thrills me to no end that you persisted with them and GOT A REAL RESULT!

 

Congrats! in the strongest terms MissMoni223! Smiley Happy

Message 2 of 18
tonyjones
Valued Contributor

Re: Winning with Capital One!!!

Wow all those cards in your signature lol so many how do you keep track of each one? lol

Current Fico Scores: (November 2025)
Message 3 of 18
coldnmn
Mega Contributor

Re: Winning with Capital One!!!

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 18
gdale6
Moderator Emeritus

Re: Winning with Capital One!!!


@MissMoni223 wrote:

Sooooo, I have a regular Platinum Mastercard with NO rewards that I've had since May 2012.  I went to the website chat to inquire about combining my regular MC with my Quicksilver One and the agent said NO!  Sooooo, I asked if Capital One was able to do a PC and the agent instructed me to check online.  I instructed him that I already did to no avail.  He then said that they check throughout the year to see if the account is available for upgrades, yada, yada, yada.  I responded with: "Ok thanks, maybe I'll have better results from your Executive Office."  Well his tune INSTANTLY changed!!! He said, I can check again.  My response was SURE, please do.  He transferred me to another online agent and low and behold my regular Platinum Mastercard is now a Quicksilver with NO annual fee!  Totally WINNING!!! Smiley Very Happy


LOL, yup thats the way to get things done with Cap-1, grats Smiley Happy

Message 5 of 18
OHWWCB
Regular Contributor

Re: Winning with Capital One!!!


@MissMoni223 wrote:

Sooooo, I have a regular Platinum Mastercard with NO rewards that I've had since May 2012.  I went to the website chat to inquire about combining my regular MC with my Quicksilver One and the agent said NO!  Sooooo, I asked if Capital One was able to do a PC and the agent instructed me to check online.  I instructed him that I already did to no avail.  He then said that they check throughout the year to see if the account is available for upgrades, yada, yada, yada.  I responded with: "Ok thanks, maybe I'll have better results from your Executive Office."  Well his tune INSTANTLY changed!!! He said, I can check again.  My response was SURE, please do.  He transferred me to another online agent and low and behold my regular Platinum Mastercard is now a Quicksilver with NO annual fee!  Totally WINNING!!! Smiley Very Happy


I wonder if they will do that to turn my Quicksilver One into a regular Quicksilver?? CONGRATS!


Hilton Honors $15,000 | AMEX Green | Chase Sapphire Preferred $9000 | Discover IT $6600 | Marriott Premiere Rewards $5000 | Chase Freedom $5500 | Barclaycard Visa with Apple Rewards $2000 | CapitalOne Quicksilver One $2000 | US Airways Dividend Miles $2400
Message 6 of 18
tonyjones
Valued Contributor

Re: Winning with Capital One!!!

I was encouraged enough to call the EO and got my annual fee waived permanently and 1.5% cash back rewards added to my Capital One Platinum. Two thumbs up to Capital One, their EO customer service is awesome!!!!!!!!!

Current Fico Scores: (November 2025)
Message 7 of 18
bk510
Valued Contributor

Re: Winning with Capital One!!!


@MissMoni223 wrote:

Sooooo, I have a regular Platinum Mastercard with NO rewards that I've had since May 2012.  I went to the website chat to inquire about combining my regular MC with my Quicksilver One and the agent said NO!  Sooooo, I asked if Capital One was able to do a PC and the agent instructed me to check online.  I instructed him that I already did to no avail.  He then said that they check throughout the year to see if the account is available for upgrades, yada, yada, yada.  I responded with: "Ok thanks, maybe I'll have better results from your Executive Office."  Well his tune INSTANTLY changed!!! He said, I can check again.  My response was SURE, please do.  He transferred me to another online agent and low and behold my regular Platinum Mastercard is now a Quicksilver with NO annual fee!  Totally WINNING!!! Smiley Very Happy


Good job........way 2 go.

Congrats

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Message 8 of 18
TheFate
Established Contributor

Re: Winning with Capital One!!!

I still dont understand whats the difference between QS one and reg QS?

 

I had the PC steps program which started only with $300, they upgraded me to $500 in 7 months then the following month I requested an upgrade and got the QS with cash rewards. I've never had an AF even with the PC.

 

Kinda strange how they have different versions of the card, because when I first applied I was in the 500's horrible credit

Message 9 of 18
Kenny
Moderator Emeritus

Re: Winning with Capital One!!!

Message 10 of 18
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