X1 Approval - myFICO® Forums - 6444631

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Hi all, im supposed to be gardening and reducing my utilization but i received my invite and pulled the trigger since it was a soft pull. Approved for $19,500SL with a 673 Fico8 and $75k annual salary. My highest limit yet! Can't wait to see what happens when this reports!

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Congrats on your X1 approval!

Current FICO 8:

US Bank Cash+ (PC from Perks+) | 05/2007 | $10,000

Dillards | 02/2008 | $4,600

AMEX Blue Cash Preferred (PC from Blue) | 09/2008 | $25,000

Best Buy | 10/2008 | $4,300

Target MC | 03/2009 | $10,500

Kohl's | 08/2009 | $3,000

Lowe's | 09/2009 | $35,000

US Bank LOC | 03/2010 | $500

US Bank Cash+ (PC from Platinum) | 12/2014 | $20,000

Goldman Sachs' Apple Card | 08/2019 | $34,000

Chase Freedom Unlimited | 09/2019 | $16,000

Chase Amazon Prime | 04/2020 | $20,000

AMEX Cash Magnet | 04/2021 | $10,000

US Bank Altitude Go | 05/2021 | $25,000

Elan Max Cash Preferred | 05/2021 | $25,000

Citi Custom Cash | 07/2021 | $21,600

FNBO Evergreen Rewards | 07/2021 | $25,000

Discover It | 07/2021 | $23,500

Affinity FCU Cash Rewards | 04/2022 | $32,500

Affinity FCU CLOC | 04/2022 | $10,000

Chase Freedom Flex | 09/2023 | $27,500

US Bank Altitude Connect (PC from Altitude Reserve) | 09/2023 | $15,000

Chase Sapphire Preferred | 05/2024 | $23,000

Citi Custom Cash (PC from Strata Premier) | 10/2024 | $16,000

Bank of America Premium Rewards | 04/2025 | $38,800

Platinum Garden Club Member

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Nice! Congrats!

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Congratulations on your new X1 approval!

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Congrats!

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Thanks!!

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Congratulations on your X1 approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (June 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

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Congrats on the X1 approval

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Congrats on your approval! Awesome SL 🤑

EQUIFAX FICO® Score 8: 800 ⬆️

TransUnion FICO® Score 8: 800 ⬆️

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Congrats on your X1 Visa approval

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