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YaY for DW!!!!

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LS2982
Mega Contributor

YaY for DW!!!!

My DW's credit is not good at all and 8 months ago I added her as AU on a few of my cards. Well I pulled her EQ/TU reports today and to mine and her surprise she is very close to 600!!!

 

So I decided to give my rebuilder friend Cap1 a go around for a secured card. GOT IT!!! $49 deposit paid!

 

Feels good to be able to help her establish her own credit again, I was doing the same thing 2 years ago.

 

So the DW is in the Garden with me for a year with her brand spankin' new Cap1 card!!

 

babyfist2.jpg




EQ FICO 548 3/3/16
Message 1 of 10
9 REPLIES 9
dodfire
Valued Contributor

Re: YaY for DW!!!!

WAY TO GO!!!

*8/10/13
Message 2 of 10
jsucool76
Super Contributor

Re: YaY for DW!!!!

Congrats! It's good you know all about the process now so you can help her out with it and keep her on the right track.
Message 3 of 10
LS2982
Mega Contributor

Re: YaY for DW!!!!


@jsucool76 wrote:
Congrats! It's good you know all about the process now so you can help her out with it and keep her on the right track.

Hmm....

 

I got 3 reports with just 1 INQ............................

 

That app itch is a helluva problem LMAO!!!!




EQ FICO 548 3/3/16
Message 4 of 10
09Lexie
Moderator Emerita
Message 5 of 10
myjourney
Super Contributor

Re: YaY for DW!!!!

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 10
Rhaeny
Valued Contributor

Re: YaY for DW!!!!

Woot!

She's lucky to have a spouse whose got a leg up on credit matters!

Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 7 of 10
LS2982
Mega Contributor

Re: YaY for DW!!!!


@Rhaeny wrote:
Woot!

She's lucky to have a spouse whose got a leg up on credit matters!

Yea i need to make sure she doesn't adopt my spending habits of late Smiley Surprised




EQ FICO 548 3/3/16
Message 8 of 10
BrokaToe
Established Contributor

Re: YaY for DW!!!!

Right on LS! Good move for the DW, I wish her all the rebuilding success. With your help it should be no problem for her. Smiley Happy


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Message 9 of 10
parakleet
Valued Contributor

Re: YaY for DW!!!!

Congrats! 👏👏

Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Message 10 of 10
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