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Yay. Approved for Discover IT

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bahbahd
Established Contributor

Yay. Approved for Discover IT

I got my fourth pre-selected offer in the mail today and decided to go for it. My revolving utilization just reported 0% today.

 

Congratulations! Your registration is complete and you're approved.

 

I almost wanted to hold off since I am already in a 0% APR intro period on my daily spender, but I need more open revolving accounts real bad - the IT makes two now. I figured go prime or go home. Hopefully the IT reports this month as it was opened before June.

Message 1 of 25
24 REPLIES 24
Anonymous
Not applicable

Re: Yay. Approved for Discover IT

Congratulations!

 

That's awesome =)

 

When my credit rebuilds I'm looking forward to being able to apply for a good card like that.  Keep it up!

Message 2 of 25
MsLadyRover
Valued Contributor

Re: Yay. Approved for Discover IT

CONGRATULATIONS!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 3 of 25
bahbahd
Established Contributor

Re: Yay. Approved for Discover IT

Thanks. I went without cards for a long, long time for no reason really. Most of my store cards closed due to non-use many years ago. I had a few hundred dollars in total on a few of cards that CO back in '07. I probably should have started rebuilding revolving card history many years ago. 

 

Now what is going to be my next card? I feel like I should have three open revolving accounts. 

Message 4 of 25
pt310
Frequent Contributor

Re: Yay. Approved for Discover IT

Congrats!

Message 5 of 25
parakleet
Valued Contributor

Re: Yay. Approved for Discover IT

Congrats on the approval. I wouldn't count on discover reporting for a while though. I opened mine on 4/11 - still not reported to any CRs. I've read that with discover, it can range from 1-6 months!

Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Message 6 of 25
bahbahd
Established Contributor

Re: Yay. Approved for Discover IT


@parakleet wrote:
Congrats on the approval. I wouldn't count on discover reporting for a while though. I opened mine on 4/11 - still not reported to any CRs. I've read that with discover, it can range from 1-6 months!

Interesting. So, I might just go ahead and app for another card and try to get an auto loan this weekend also.

Message 7 of 25
knoregs
Established Contributor

Re: Yay. Approved for Discover IT

Congrats!

~kn

EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15
Message 8 of 25
cottoncrown
Frequent Contributor

Re: Yay. Approved for Discover IT

Discover reported only days after my first.purchase on the new card.
Message 9 of 25
cclee
Regular Contributor

Re: Yay. Approved for Discover IT

That's weird, I was approved for IT less than 2 weeks ago and they reported the acct this past Tuesday.




In The Garden Until 11/01/15 - Last App 11/03/13
Message 10 of 25
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