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Yay!!!!! Approved for my Second NFCU CC

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Isha82
Valued Member

Yay!!!!! Approved for my Second NFCU CC

Hey Gang,

 

    So I joined Navy Fed back on August 2017. Since then I have had a checking, savings, CLOC, and a Visa Signature Cash Rewards card with them. Shortly after joining I was hit by two Category 5 hurricanes and jacked up most of my $5,500 starying limit with them pretty quickly but paid down a lot. Decided to go for a second card with them today. Wasn't sure which one to get since I already had the cashRewards and went for the old "vanilla" Platinum card. The little green circle spun in the app forever and I thought shot down for sure but nope, approved for $5,000.000 starting limit. 1.99% APR on balance transfers and purchases for the first year then 10.49% thereafter. Not bad! I'm pretty excited and plan to grow it and take care of it. Just wanted to share the great news! I love Navy! They're my best organization!

Message 1 of 24
23 REPLIES 23
M_Smart007
Legendary Contributor

Re: Yay!!!!! Approved for my Second NFCU CC

Congratulations!

Message 2 of 24
Anonymous
Not applicable

Re: Yay!!!!! Approved for my Second NFCU CC

Congrats on your approval!

Message 3 of 24
Anonymous
Not applicable

Re: Yay!!!!! Approved for my Second NFCU CC

Congratulations on your approval! 👍
Message 4 of 24
Peazmom
Frequent Contributor

Re: Yay!!!!! Approved for my Second NFCU CC

 Congrats on your approval!

Starting FICO 8 December 2017

FICO 8 as of 6/7/20



Sock Drawer:

Message 5 of 24
coreyb80
Super Contributor

Re: Yay!!!!! Approved for my Second NFCU CC

Congrats on the approval!

Message 6 of 24
Marz2002
Senior Contributor

Re: Yay!!!!! Approved for my Second NFCU CC

CONGRATS on your 2nd NFCU card - the Platinum card!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 7 of 24
hollowtipnwk
Valued Member

Re: Yay!!!!! Approved for my Second NFCU CC

Any advice on getting higher credit limits. I see you have decent limits on your cards. Thanks in advance
Starting Score:473 1/25/2020
TU 582 EQ 540 EX 585 as of 5/4/2020
Current Score:TU 627 EQ 612 EX 595 as of 6/12/2020
Goal Score: 790

Take the myFICO Fitness Challenge

Cap1 QS $750 | NFCU Cash Rewards $4500 | Citi (sec) $200 | Discover It (sec) $300 | BOA (sec) $300 | MJC $5000 | NCD $5000

Gardening goal is >= 6 months (starting June 2020)
Message 8 of 24
Marz2002
Senior Contributor

Re: Yay!!!!! Approved for my Second NFCU CC


@hollowtipnwk wrote:
Any advice on getting higher credit limits. I see you have decent limits on your cards. Thanks in advance

@hollowtipnwk, What credit cards do you have now?

 

BTW, I am going to be offline for a few hours due to my attendance at a family reunion.

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 9 of 24
AllZero
Mega Contributor

Re: Yay!!!!! Approved for my Second NFCU CC

Congratulations on your approval!
Message 10 of 24
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