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best egg Visa approval

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Credit_Master
Regular Contributor

best egg Visa approval

Hello all,

 

I have gotten 3 mailers from Best Egg in the past couple months and figured what the heck I might as well try and see if I can get another unsecured no annual fee card to replace one of my two secured cards. I was approved for $1750 SL, not that great but I will take it for my rebuild especially since I burned most of the major players in the credit card game (Captial One, Discover, NFCU, AMEX, Chase). No rewards but hopefully I am building up to that point once again. My annual salary ($40,000) is not all the great compared to a lot of people on this forum but I live in a LCOL area so I guess it kind of evens itself out. Interest rate was exactly what it said it would be in the mailer 19.99% but those are really irrelevant to me since I always PIF to avoid any interest. This card will help with utilization since I have two other cards that give rewards. I will slap a online subscription on it and set it to autopay and keep a close eye on it to see if it grows. I still monitor all my cards with autopay just becasue you can't be too careful.

Current Cards

Goal Cards

Closed Cards

Total CL $84,850
Message 1 of 15
14 REPLIES 14
Ilinferno
Established Contributor

Re: best egg Visa approval

Congrats on the new unsecured card approval and good luck on the rest of your rebuild!

Message 2 of 15
Credit_Master
Regular Contributor

Re: best egg Visa approval


@Ilinferno wrote:

Congrats on the new unsecured card approval and good luck on the rest of your rebuild!


 Thank you so much! Love the pic of the puppy!

Current Cards

Goal Cards

Closed Cards

Total CL $84,850
Message 3 of 15
CreditAggie
Community Leader
Super Contributor

Re: best egg Visa approval

Congratulations on your Best Egg Visa approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (January 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 15
M_Smart007
Legendary Contributor

Re: best egg Visa approval

Congratulations on your Best Egg Approval 🎅🎄☃️

Message 5 of 15
Credit_Master
Regular Contributor

Re: best egg Visa approval


@CreditAggie wrote:

Congratulations on your Best Egg Visa approval!


Thank you so much CreditAggie!

Current Cards

Goal Cards

Closed Cards

Total CL $84,850
Message 6 of 15
Credit_Master
Regular Contributor

Re: best egg Visa approval


@M_Smart007 wrote:

Congratulations on your Best Egg Approval 🎅🎄☃️


Thank you M_Smart007 I really appreciate that!

Current Cards

Goal Cards

Closed Cards

Total CL $84,850
Message 7 of 15
sugarcreek67
Frequent Contributor

Re: best egg Visa approval

Congrats on your approval


>>current scores 12/11/21
EQ Fico9 759 | TU Fico9 763 | EX Fico9 768
EX fico 8 753 | EQ Fico8 745 | TU Fico 8 760 | Navy score 294
Message 8 of 15
Credit_Master
Regular Contributor

Re: best egg Visa approval


@sugarcreek67 wrote:

Congrats on your approval


Thanks for the congrats sugercreek67!

Current Cards

Goal Cards

Closed Cards

Total CL $84,850
Message 9 of 15
SUPERSQUID
Valued Contributor

Re: best egg Visa approval

CONGRATS !!!!!

Just a note, i burned cap 1 for 5k in my bk7. after 1 1/2 years they let me back in and now counting the QS,savor 1, and kohls i have a 6300 cl overall. before bk i had less 5k.

they start you low, i started with a 300 kohls and then a 300 platinum but i got lucky and managed them well and they grew pretty quickly.

{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017
Message 10 of 15
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