citi Diamond approved !!!!

[iwant700fico]

Need advice as to apply for additional card or garden for a while??My wife just got approved for citi and I can't believe the limit they gave her. Currently she has Cap1 AU $500 limit  with14 months history.  Chase freedom in april2013  $1,000 limit. And now this citi $6500. I was thinking of waiting till next April and then go on a spree. What are your suggestions.

Thanks

Citi® Diamond Preferred® Card

Congratulations, you have been approved for a Citi® Diamond Preferred® Card on 08-13-2013. Your welcome kit and card(s) will arrive in the mail within 2 weeks of the above date at the address you provided. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use. 

Account Details:

Credit Card:          Citi® Diamond Preferred® Card
Initial Credit Limit: $6500

Purchase APR:	0.00% for 12 months from the account open date. Thereafter, Prime rate + 16.74% , currently 19.99%
Balance Transfer APR:	0.00% for 12 months from the date of the first balance transfer. Thereafter, Prime rate + 16.74%, currently 19.99%
Balance Transfer Fee:	The transaction fee for Balance Transfers is 3% of the amount of each balance transfer, $5 minimum.

[Anonymous]

Congratulations to DW. Does she need another card? If so, is she interested in travel, cashback?

[iwant700fico]

not much travelling but mainly concerned with boosting here personal credit.  I was thinking of applyng for chase sapphire once her 6 month history with chase kicks in.

[Anonymous]

She only needs 2-3 credit cards to boost her profile. It's best to think of which cards would fit her lifestyle and then go from there

[djc1puno]

Congrats!

[iwant700fico]

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@Anonymous wrote:
She only needs 2-3 credit cards to boost her profile. It's best to think of which cards would fit her lifestyle and then go from there

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My big question is , should she garden for a while or apply for additional cards now.

[Anonymous]

What card is she looking for? Do you want rotating categories? Need more information before I can give an opinion

She has a BT card...is she planning on transferring any balances?

[Anonymous]

As this is her highest CL by a significant amount, i would wait a few months to hit her CR and show some positive history. What would you want to apply for next beside the CSP? I would try to increase the Freedom next since that is really low and then go for the CSP in about 9 months

[sccredit]

My vote would be to do one more now and then add one every 6-12 months

[iwant700fico]

no moe BT cards, probably just rewards.

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@Anonymous wrote:
What card is she looking for? Do you want rotating categories? Need more information before I can give an opinion

She has a BT card...is she planning on transferring any balances?

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