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discover approval & cl question

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backtogood
New Contributor

discover approval & cl question

I finally got approved for a decent credit card! Smiley Happy I received an invitation to apply for the Discover iT card last week, and decided to pull the trigger, and was approved online. However, there was no where that told me my initial credit limit??? A little confused at first, I continued to setup my online account, overwhelmed with excitement. Now at least a can stray away from first premier and credit one... Finally. Anywho, while setting up my online account it asked me to set credit balance reminders of which followed at the following denominations, 800, 1400, and 1800. Now my assumption is my initial CL would most likely be 2k. My guess. But curious if anyone else had experience with them not telling you right away?? I know calling is easiest but I'd rather they not reconsider my app.
Message 1 of 9
8 REPLIES 8
hot4u
Established Contributor

Re: discover approval & cl question

Presentation is everything with Discover.

Wait till you recieve the card in the mail.

Have to admit they did an Awesome job on packaging the card.

I would call them they will tell you the limit. They just like you getting card with letter saying Congrats and your limit is...

Congrats


(Chase)- Freedom, CSP®, United MileagePlus® Explorer, Marriott Rewards® Premier, Penfed cash+ rewards/Promise/Defender.
Amex’s- BCE, Hilton, SPG®, PRG® and Blue®, NFCU Cash Rewards, FHB Destinations World Elite.
- Amex Centurion,(Citi) Executive/Platinum® Advantage


Alaska Airlines
Message 2 of 9
youngandcreditwrthy
Senior Contributor

Re: discover approval & cl question

Just check the online approval status thing, should tell ya the credit line there. At leas it did for me!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 3 of 9
Simply827
Established Contributor

Re: discover approval & cl question

I'm pretty sure your limit is 2k.

 

From what I've seen so far, that balance alert is 90% of your CL.

From 144k CL to BK7- 7.19.24
Message 4 of 9
09Lexie
Moderator Emerita

Re: discover approval & cl question

Congratulations on your approval! Don't forget to sign up for the 5% bonus category!
Message 5 of 9
backtogood
New Contributor

Re: discover approval & cl question

Drum roll please...... And it's CL 2k. Smiley Happy. It's a start. Do they auto cli? Timeframe?
Message 6 of 9
mongstradamus
Super Contributor

Re: discover approval & cl question

Congratulations on getting the card, when i check my status it still says pending even though they just sent me an email saying my card is on the way lol. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 7 of 9
youngandcreditwrthy
Senior Contributor

Re: discover approval & cl question

I got an auto cli after 6 months. They love to see usage!
And congrats!!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 8 of 9
09Lexie
Moderator Emerita

Re: discover approval & cl question

Discover recently changed their CLI timetable. If eligible you can ask after 3 mos instead of 6.
Message 9 of 9
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