No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
About 770 to 790.
I tried to leave small balance and let it report, but when I request credit limit increase, it always a denial. So I did something opposite, no spending at all. Approved. I will try one month small balance, one month zero, and I will see what happen. I will keep trying something different.
For my experience, discover never report my highest balance if I pay off before the statement date. I bought some clothes and high heels on the card and paid off before the statement date, they reported as zero on all bureaus.
Yes, 2 denials followed by three increases, no pattern at all. Just like lottery, enjoy the process not the result. I am having a lot of fun and excitement.
For the past two and half years, I tried no balance, small balance, medium balance. When I make payments, I do it multiple times. For example, 100 dollars, I will pay 10 dollar a day on 10 different days. I am just playing with discover. I do not know if it will work or not, but that is what I did. I am happy for your increase. I wish you will get more.