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juggalo9er
Valued Contributor

lowes

approved for $500 , applied in store as soon as i found out my home loan was funded. anyone know how quickly lowes can grow?

Message 1 of 24
23 REPLIES 23
-Wade-
Valued Contributor

Re: lowes


@juggalo9er wrote:

approved for $500 , applied in store as soon as i found out my home loan was funded. anyone know how quickly lowes can grow?


Congrats on your approval Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 2 of 24
gdale6
Moderator Emeritus

Re: lowes

Grats Smiley Happy

 

In 4 months call Credit Solutions and ask for 5K or more...

Message 3 of 24
juggalo9er
Valued Contributor

Re: lowes


@gdale6 wrote:

Grats Smiley Happy

 

In 4 months call Credit Solutions and ask for 5K or more...


i tried as soon as i was approved and was instantly shot down....well in about 3 minutes

Message 4 of 24
coldnmn
Mega Contributor

Re: lowes

Congrats!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 24
Pupeitmeister
Valued Contributor

Re: lowes


@juggalo9er wrote:

@gdale6 wrote:

Grats Smiley Happy

 

In 4 months call Credit Solutions and ask for 5K or more...


i tried as soon as i was approved and was instantly shot down....well in about 3 minutes


Grats on the home loan and the Lowes card.

 

spned a few bucks on it... let 4 statements cut, then after the 4th statement cut (either by leaving a small balance or just PIF after statement date but before report date)...

 

After the 4th statement.. hit the online button, or call credit solutions.

 

I have raised mine from 300.00 to 7500.00 in roughly 6 months, but I had some baddies come off of my TU report... and I called Credit Solutions for two different limit increases.... I have had a balance each month, of less then 200.00... It went 300, then to 3000... then to 7500.... I get to try again the last week of Julyish..

OFFICIAL GARDEN START DATE: 10-05-2014... TARGET GARDEN END DATE: 06-01-2016 Lets Git 'r' dun
Message 6 of 24
vpae
Established Contributor

Re: lowes


@juggalo9er wrote:

approved for $500 , applied in store as soon as i found out my home loan was funded. anyone know how quickly lowes can grow?


My friend recently applied in store for $6K. I told him to call credit solutions when he got home and ask for $25K. He was approved for it before he even got the card. He has pretty much no inq, no baddies, no util thou and his scors are high 700s. But it can grow very quickly. It's currently my highest card.

 

Congrats and GL!

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 7 of 24
vpae
Established Contributor

Re: lowes


@vpae wrote:

@juggalo9er wrote:

approved for $500 , applied in store as soon as i found out my home loan was funded. anyone know how quickly lowes can grow?


My friend recently applied in store for $6K. I told him to call credit solutions when he got home and ask for $25K. He was approved for it before he even got the card. He has pretty much no inq, no baddies, no util thou and his scors are high 700s. But it can grow very quickly. It's currently my highest card.

 

Congrats and GL!


Oh, I also had 1 more friend that had his card for a few years now, never had a CLI. a lot of inq recently and new accounts. He asked for $25K CLI and they countered with $17K so a $11K CLI. Scores are also in the 7 range.

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 8 of 24
alvon123
Super Contributor

Re: lowes

congrats


Message 9 of 24
mrlh1980
Contributor

Re: lowes


@juggalo9er wrote:

approved for $500 , applied in store as soon as i found out my home loan was funded. anyone know how quickly lowes can grow?



Don't settle... I got approved for a Lowe's card with 500.00$ on January 2014. I used it once the same month for 22.34$. I called the credit solution number for Lowe's in March 2014 and asked for 3,500.00$ he came back and said approved. Then I got greedy because I want more. I called again 2 weeks later, and asked for 10,000.00$ he came back and said approved. They pull a soft inquiry from Transunion which I knew my score was 755 and .5% utilization.

"Fools trade their SOULS for gold in an attempt to take control of things they can't control."
Message 10 of 24
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