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overstock.com MC approval

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mauwow0682
Frequent Contributor

overstock.com MC approval

Applied last week didn't get the 60 seconds or less approval. I heard most applications are manually reviewed and so I checked my email this evening and I found out I was approved! CL unknown.


Starting Score: 620 FAKO
Current Score: FICO TU 715 (wal-mart) FICO EQ 692
Goal Score: 700


Take the FICO Fitness Challenge
Message 1 of 14
13 REPLIES 13
09Lexie
Moderator Emerita

Re: overstock.com MC approval

Message 2 of 14
myjourney
Super Contributor

Re: overstock.com MC approval


@mauwow0682 wrote:
Applied last week didn't get the 60 seconds or less approval. I heard most applications are manually reviewed and so I checked my email this evening and I found out I was approved! CL unknown.


Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 14
mauwow0682
Frequent Contributor

Re: overstock.com MC approval

Thank you. Time to sit back and enjoy a few brews inthe garden.

Starting Score: 620 FAKO
Current Score: FICO TU 715 (wal-mart) FICO EQ 692
Goal Score: 700


Take the FICO Fitness Challenge
Message 4 of 14
Burned2manybridgesB4
Valued Contributor

Re: overstock.com MC approval

Well, give us nosy people the rundown on it?

Message 5 of 14
KIPPIE12
Established Contributor

Re: overstock.com MC approval


@mauwow0682 wrote:
Applied last week didn't get the 60 seconds or less approval. I heard most applications are manually reviewed and so I checked my email this evening and I found out I was approved! CL unknown.


You should get a nice CL. Issued by FNBO, and they are known to give decent CL's.  Congrats!

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Message 6 of 14
mauwow0682
Frequent Contributor

Re: overstock.com MC approval

No interest for first 6 billing periods. 15.99% there after. Earn up to 8% in overstock dollars, free shipping on all purchases from overstock. Earn 1% everywhere else.

Starting Score: 620 FAKO
Current Score: FICO TU 715 (wal-mart) FICO EQ 692
Goal Score: 700


Take the FICO Fitness Challenge
Message 7 of 14
BearsAndTurtlesRtheBest
Senior Contributor

Re: overstock.com MC approval

WOW reading overstock.com brought lots of memories of when we would order stuff from their website. Last time I read a post about this card was that it was a tough one to get so congrats and like they mentioned you will most likely see a pretty good initial CL.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 8 of 14
mauwow0682
Frequent Contributor

Re: overstock.com MC approval

$5500... Not too shabby.

Starting Score: 620 FAKO
Current Score: FICO TU 715 (wal-mart) FICO EQ 692
Goal Score: 700


Take the FICO Fitness Challenge
Message 9 of 14
BearsAndTurtlesRtheBest
Senior Contributor

Re: overstock.com MC approval

not bad at all, congrats! whats your highest cl?

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 10 of 14
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