cancel
Showing results for 
Search instead for 
Did you mean: 

"We’re inviting you to request a credit limit increase" by Citi

tag
Anonymous
Not applicable

Re: "We’re inviting you to request a credit limit increase" by Citi

Hit with the same spamming emails at both the mobile app and online. Answer, followed the path and was denied! So no guarantees?! Smiley Sad
Message 11 of 19
brk1971
Frequent Contributor

Re: "We’re inviting you to request a credit limit increase" by Citi

Triggered by out of date income info? 
"We'd like to invite you to confirm we are basing our risk decisions with you on current info by having you provide it"???

Fico8 = EQ 759, TU 780, EX 751 (9/15/2024), INQ in 12 mo: EQ 2, TU 4, EX 5
Cards: NFCU: Flagship VS $45k, Plat $24.3k, Plat $10.7k | Amex: Delta Reserve $50k | Citi: DC WE MC $28.8k | Discover: It $32.5k | Barclays: Juniper $18.25k | USAA: PCR VS $24.5k, RA $10k | UMB: SR VS $15k | PenFed: Path VS $20k, Plat Rew VS $15k | Synchrony: Lowes’s store $25k | Truist: Bright $10.5k, Bright $6.5k | Cap1: Venture1 Plat MC $10.3k, Kohls store $3k | Comenity: MyCash MC $27.5k | Wells Fargo: AC $10.3k | TD Bank: Target MC $6k (Reports as retail card despite now being MC) | BoA: CCR VS $42.5k | Affinity FCU: Premium VS $25k | Others
Message 12 of 19
Anonymous
Not applicable

Re: "We’re inviting you to request a credit limit increase" by Citi

just decided to see what happens and got a 2.5k increase from 9500 to 12000. i didn't need it but i guess it's nice that it's over 10k LOL. i spend 10-15k on it yearly if anyone were looking for datapoints on spending

Message 13 of 19
M_Smart007
Legendary Contributor

Re: "We’re inviting you to request a credit limit increase" by Citi

@Anonymous, Congratulations on your increase😎

Message 14 of 19
CreditAggie
Community Leader
Super Contributor

Re: "We’re inviting you to request a credit limit increase" by Citi


@Anonymous wrote:

just decided to see what happens and got a 2.5k increase from 9500 to 12000. i didn't need it but i guess it's nice that it's over 10k LOL. i spend 10-15k on it yearly if anyone were looking for datapoints on spending


Congratulations on your CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 15 of 19
cashorcharge
Community Leader
Super Contributor

Re: "We’re inviting you to request a credit limit increase" by Citi


@Anonymous wrote:

just decided to see what happens and got a 2.5k increase from 9500 to 12000. i didn't need it but i guess it's nice that it's over 10k LOL. i spend 10-15k on it yearly if anyone were looking for datapoints on spending


Easy enough!  Congratulations on your CLI approval!! 👏🏼🎉🍾

Message 16 of 19
KingRue8500
Senior Contributor

Re: "We’re inviting you to request a credit limit increase" by Citi

Congrats on your Citi CLI




Message 17 of 19
KLEXH25
Valued Contributor

Re: "We’re inviting you to request a credit limit increase" by Citi


@Anonymous wrote:

just decided to see what happens and got a 2.5k increase from 9500 to 12000. i didn't need it but i guess it's nice that it's over 10k LOL. i spend 10-15k on it yearly if anyone were looking for datapoints on spending


Congratulations!! I surpassed the "need" for more credit long ago lol. Now I just do it because I can / want to. They wouldn't need to ask me twice! Citi has been good to me. 



Message 18 of 19
HowDoesThisAllWork
Frequent Contributor

Re: "We’re inviting you to request a credit limit increase" by Citi

Well played, @Anonymous 

 

Speaking of 'well played' - I would love to see how one plays basketball with a square ball.  I would think that dribbling would be a challenge.  And, getting a square device though a round object can be interesting (at best).  LOL

FICO 8 Scores as of 2022 JULY 04:

FICO 9 Scores as of 2022 JULY 04:

FICO Auto 8 Scores as of 2022 JULY 04:

FICO Auto 9 Scores as of 2022 JULY 04:

FICO Bankcard 8 Scores as of 2022 JULY 04:

FICO Mortgage 2/4/5 Scores as of 2022 JULY 04:

Starting Score: Exp 627
Current Score: Exp 713
Goal Score: Exp 750+

Take the myFICO Fitness Challenge
Message 19 of 19
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.