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ran a bit of a mock on app'ing....

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Ysettle4
Valued Contributor

ran a bit of a mock on app'ing....

Decided to go after a few cards that's been on my radar since it's been sometime for me snce I last app's heavily. Also taking on a bit of debt transfer from a family member and looking to pad a bit to help soften the blow so initial 0% APRs were a must.

 

The details (some of these were posted previously):

 

NFCU Platinum

Approved

$500 CL

11.74% APR

 

WF Cash Wise

Approved

$7.5K SL

12 month 0% APR then 17.24% APR

 

BB&T Travel Spectrum

Approved

$6.5K SL

12 month 0% APR then 19.49% APR

 

BB&T Bright Spectrum

Approved

$6.5K SL

15 month 0% APR then 17.49% APR

 

Citi AAdvantage - for the 65K mile SUB (will SM for the 75k mile match). AA is my preferred airline

Approved

$10.4K SL

18.24% APR

 

Discover IT - matched cash back

Approved

$3.9K SL

15 month 0% APR then 17.24% APR

 

UNIFY Platinum - thanks to our friend CC for this lead!

Approved

$15K SL

8.99 Fixed APR

 

 

...... and onto the denials

 

Chase AARP

Denied

Reason: subjected to the 5/24 rule ( thought I read somewhere that it was not, oh well)

 

First Tech CU

Denied

Reason: Too much available credit (wish I would have done more research on this one. Doh!)

 

Grabbed an additional $50,300 over 7 new accounts. Not bad I guess.

 

769 INQs: 6774 INQs: 5764 INQs: 8UTIL: 2%AAoA: 5yr 8mosTotal Credit Line: $873,950
Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: ran a bit of a mock on app'ing....

Congrats on those approvals!  Some nice SL's and APR's to boot! 

Message 2 of 10
M_Smart007
Legendary Contributor

Re: ran a bit of a mock on app'ing....

"Grabbed an additional $50,300 over 7 new accounts. Not bad I guess"

 

I guess, Nice Spree & Congrats!!!

Hope you are ready to work in the GardenSmiley LOL

Message 3 of 10
Ysettle4
Valued Contributor

Re: ran a bit of a mock on app'ing....

...with hoe and barrel in tow!
769 INQs: 6774 INQs: 5764 INQs: 8UTIL: 2%AAoA: 5yr 8mosTotal Credit Line: $873,950
Message 4 of 10
pinkandgrey
Senior Contributor

Re: ran a bit of a mock on app'ing....

Way more approvals than denials so way to go! That’s a surprisingly successful spree. 

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
Apple Card: 6.5k
Message 5 of 10
Anonymous
Not applicable

Re: ran a bit of a mock on app'ing....

congrats them are some nice cards 

Message 6 of 10
seattlecredit08
Frequent Contributor

Re: ran a bit of a mock on app'ing....

BIG Congrats!!

 

UNIFY FCU looks very interesting. Athough, from others' reports, it seems that their process application process is very tedious.

 

Thanks!!

Message 7 of 10
tbque
Valued Contributor

Re: ran a bit of a mock on app'ing....

Congrats, awesome set of cards and SCL!





Message 8 of 10
CerebralZulu
Frequent Contributor

Re: ran a bit of a mock on app'ing....

Congrats on the approvals! Were both of the BB&T soft pulls?


Message 9 of 10
credit_is_crack
Valued Contributor

Re: ran a bit of a mock on app'ing....

Nice Run @Ysettle4! You yield better results than some folks would bank in a year Smiley Happy The Unify SL and APR definitely makes it a trophy piece - Congrats! 

Message 10 of 10
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