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tjx credit card approval

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ddemari
Super Contributor

tjx credit card approval

I told myself no more apps! Then i had a moment of weakness and applied for the tjx card hoping to receive the mastercard because my tu score is the best around 705. I got an instant approval saying congratulations, you are approved for the the tjx rewards credit card, information willl be sent along with you card in 7 business days.

Im assuming its not the mastercard. Kinda bummed but i do shop at tj maxx marshalls and homegoods alot. I was hoping they would give the credit limt and info but nothing other than approved.
Message 1 of 27
26 REPLIES 26
coldnmn
Mega Contributor

Re: tjx credit card approval

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 27
ddemari
Super Contributor

Re: tjx credit card approval

Just logged into the website and approved for a 300 dollar limit. I almost want to call and just cancel the card but that would be stupid right?
Message 3 of 27
Secretary14
Valued Member

Re: tjx credit card approval

I started out the same way, the regular store card with a low limit.  However, yesterday I go to log into my account and I get a screen that says "Congratulations!  Because of your excellent account history (had the account maybe 6 months?), we would like to offer you the TJX mastercard!".  Got a $3500 cl and a lower interest rate.  Moral of the story is take care of that store card, pay on time, etc and you stand an excellent chance of being upgraded quicker than you think.  Hang in there and congratulations on the new credit! 

Message 4 of 27
s_haliz
Valued Contributor

Re: tjx credit card approval


@ddemari wrote:
I told myself no more apps! Then i had a moment of weakness and applied for the tjx card hoping to receive the mastercard because my tu score is the best around 705. I got an instant approval saying congratulations, you are approved for the the tjx rewards credit card, information willl be sent along with you card in 7 business days.

Im assuming its not the mastercard. Kinda bummed but i do shop at tj maxx marshalls and homegoods alot. I was hoping they would give the credit limt and info but nothing other than approved.

Congrats!!! Even if it is a TJX Master Card, it will give you 3X points for purchase at those stores and other places 1X. Since you buy a lot from there, I would not cancel if I were you. 

TU FICO 850 | EQ FICO 850 I EX FICO 850
Message 5 of 27
ddemari
Super Contributor

Re: tjx credit card approval

Thank you so much! I know feel better about the app!!
Message 6 of 27
ddemari
Super Contributor

Re: tjx credit card approval

Now*
Message 7 of 27
s_haliz
Valued Contributor

Re: tjx credit card approval


@ddemari wrote:
Thank you so much! I know feel better about the app!!

One more good thing: Future CLI are only soft pulls so it won't hurt your credit score......

TU FICO 850 | EQ FICO 850 I EX FICO 850
Message 8 of 27
MovinOnUp2014
Frequent Contributor

Re: tjx credit card approval

Congrats!  Some good info in this thread for myself being a frequent customer at TJMaxx....

Discover I.T. (11k) - U.S. Bank Platinum (9k) - NASA (30k) - Venture (22K) - AMEX Delta Skymiles Gold (6k) -AMEX PRG (AU) plus a few CU CC's and Store Cards = 130k (roughly)
*Post 2010 llB*
Message 9 of 27
seflowers
Contributor

Re: tjx credit card approval

Congrats!!! I love HomeGoods!!!! This card is on my to-app for list, whats your current scores(if you don't mind) or do they pull TU only?

 

Thanks!

NFCU Cash Rewards 14,000 || NASA FCU 20,000 || Discover It 6000 || Amex Costco TE 4500 ||. Cap One QS 3000 || Sears 3000 || USAA Platinum Visa 2500 || HSN 3050 || Chase Slate 3500 || BarclayRewards MC 3300 || Barclay Apple 1300 || Home Depot 4900 || GE Havertys 1500 || J Crew 5400 || Amex Delta Gold 1000 || Loft 1710 || nordstrom 1500 ||. Macys 1500 || VS 2230 || Target 900 || Amazon 1300 || Belk 750
Gardening since 12-11-14 at least 1 year
Message 10 of 27
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