0%/12 month on CSP

[elim]

I have had Chase cards for only 18 months.   I just got BT/convenience checks for 0% for 12 months with 2% fee on CSP.   Do they do this every year?   This is the third 2% BT offer i've had this month but only the first ever from Chase.    I usually pay after statement cuts so it shows i have a 1k to 5k balance across my cards on most months (keeps me in the garden).   

ps   where is the Ritz 140k offer????????

[daybreakgonesXe]

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@elim wrote:

I have had Chase cards for only 18 months.   I just got BT/convenience checks for 0% for 12 months with 2% fee on CSP.   Do they do this every year?   This is the third 2% BT offer i've had this month but only the first ever from Chase.    I usually pay after statement cuts so it shows i have a 1k to 5k balance across my cards on most months (keeps me in the garden).   

ps   where is the Ritz 140k offer????????

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OP, I've been getting these offers requently over the past 2 years, likely because I have not been using my Sapphire much for purchases. I took advantage of them twice last year, then they stopped issuing them, and now that I've had the balance transfers for a while and paid down a good portion of my balance they've been sending them again.

[CreditCuriosity]

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@elim wrote:

I have had Chase cards for only 18 months.   I just got BT/convenience checks for 0% for 12 months with 2% fee on CSP.   Do they do this every year?   This is the third 2% BT offer i've had this month but only the first ever from Chase.    I usually pay after statement cuts so it shows i have a 1k to 5k balance across my cards on most months (keeps me in the garden).   

ps   where is the Ritz 140k offer????????

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lol I have this offer as well showed up about a month ago?  Guess it is cause my CSP is X months old now that they trust me?  I am so close to applying for the Ritz today and hoping they honor the 140 via SM when it appears in a week or two...  Choiecs Elim.. I have alot of choices to make! ugh.

[elim]

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@CreditCuriousity wrote:

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@elim wrote:

I have had Chase cards for only 18 months.   I just got BT/convenience checks for 0% for 12 months with 2% fee on CSP.   Do they do this every year?   This is the third 2% BT offer i've had this month but only the first ever from Chase.    I usually pay after statement cuts so it shows i have a 1k to 5k balance across my cards on most months (keeps me in the garden).   

ps   where is the Ritz 140k offer????????

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lol I have this offer as well showed up about a month ago?  Guess it is cause my CSP is X months old now that they trust me?  I am so close to applying for the Ritz today and hoping they honor the 140 via SM when it appears in a week or two...  Choiecs Elim.. I have alot of choices to make! ugh.

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   I hear that,  choices.  

   man, i'm thinking about BTing 10k off my car loan and paying it off in 12 months.  save some interest.   i wonder how these lenders feel about depositing the checks and paying off installment loans.   i hope they aren't all like barclays and say "no CLI for you!" if you get $100 from an atm or BT any amount.

[CreditCuriosity]

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@elim wrote:

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@CreditCuriousity wrote:

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@elim wrote:

I have had Chase cards for only 18 months.   I just got BT/convenience checks for 0% for 12 months with 2% fee on CSP.   Do they do this every year?   This is the third 2% BT offer i've had this month but only the first ever from Chase.    I usually pay after statement cuts so it shows i have a 1k to 5k balance across my cards on most months (keeps me in the garden).   

ps   where is the Ritz 140k offer????????

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lol I have this offer as well showed up about a month ago?  Guess it is cause my CSP is X months old now that they trust me?  I am so close to applying for the Ritz today and hoping they honor the 140 via SM when it appears in a week or two...  Choiecs Elim.. I have alot of choices to make! ugh.

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   I hear that,  choices.  

   man, i'm thinking about BTing 10k off my car loan and paying it off in 12 months.  save some interest.   i wonder how these lenders feel about depositing the checks and paying off installment loans.   i hope they aren't all like barclays and say "no CLI for you!" if you get $100 from an atm or BT any amount.

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Need that installment loan or your credit will still a small plunge.