0% card needed, but I'm not experienced with looking.

[Anonymous]

I currently have 2 cards(capitol one and chase) and the interests are ridiculously high considering I have only ever had perfect transactions with them. Something like 21% and 24% respectively.

I have a small credit history, but it is very good. I have not looked up my number myself in a while but I am buying a house and my lender said that it was in the 740s with all 3 of them, averaging at 748.

I want to get a card with a 0% transfer and 0% for so many months, or at least one with 0% for a year would be awesome.

I have no experience picking out a card though. The 2 I have are CO-the only person who would give me credit when I became legal, and Chase- was a MyPoints WaMu card that got moved.

I don't care much about rewards, cash back would be nice... but I never have seemed to cash in on rewards outside of MyPoints.

Any suggestions?

[pattycake]

With your scores, you should be able to go with any of the available cards out there.  Citi is offering a 0% intro rate, US Bank, and I believe CapOne.  

The one thing about teaser rates is that you'll often be shocked by how how the regular rate is.  You may be better off with a fixed rate that's lower.

I just got approved by University CU in Texas for a 6.9% Visa card, fixed.  

[llecs]

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junebuggy wrote:

I have not looked up my number myself in a while but I am buying a house and my lender said that it was in the 740s with all 3 of them, averaging at 748.

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Make sure you close and move in prior to apping for a CC.