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2-3 days message on credit line increase?

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Anonymous
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2-3 days message on credit line increase?

I just applied for a credit line increase with my CapitalOne card.  It's been since January when I received an auto increase from $1k to $3k.  Can anyone tell me what the 2-3 day message means?  Thanks!

Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: 2-3 days message on credit line increase?

Unfortunately, with Cap1 it ALWAYS is a denial. Wait six months from your last increase and try again. 

Sorry it wasn't good news.

Message 2 of 10
Anonymous
Not applicable

Re: 2-3 days message on credit line increase?

Denied and you will get a document in your account center stating you recently had a credit line increase on the account.

Message 3 of 10
Anonymous
Not applicable

Re: 2-3 days message on credit line increase?

probably not approved

 

Generally....they like to wait 6 months between CLIs

 

Just my experience

 

 

Message 4 of 10
Anonymous
Not applicable

Re: 2-3 days message on credit line increase?

Yep, it means a denial.  Sorry.  Smiley Sad

Message 5 of 10
Anonymous
Not applicable

Re: 2-3 days message on credit line increase?

Thanks all for the quick answers!  I figured it was worth a shot lol.  

Message 6 of 10
Anonymous
Not applicable

Re: 2-3 days message on credit line increase?

After 10 yrs with Cap One, I still never know what way the wind is blowing with them!

Message 7 of 10
Peter1142
Established Contributor

Re: 2-3 days message on credit line increase?

Capital One rules 6 months between CLI.

Message 8 of 10
EddieK
Established Contributor

Re: 2-3 days message on credit line increase?

Like everyone else has stated, it's a denial.  Go through the EO for a CLI.

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Message 9 of 10
taxi818
Super Contributor

Re: 2-3 days message on credit line increase?

yep. denied. but i also have a question. it has been 6 months yesterday since my last increase. last time i tried last month. it said my monthly payments were too low.

how the hell. minimum is 35. i pay at least 250 a month on the card. was carrying 2k balance. down to 1200 in 6 weeks. and my promo just ended. so now if i don't pay most. i will get hit with some interest. don't know what to do if the reason of denial is payments too low. seems bogus. Smiley Sad

Message 10 of 10
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