cancel
Showing results for 
Search instead for 
Did you mean: 

2 Amex Charge card apps

tag
myjourney
Super Contributor

Re: 2 Amex Charge card apps


@FutureBillionaire wrote:

Ok folks. I was approved for the Amex Biz gold. 50k points with 5k spend and waived annual fee for the first year. Can't beat that. I also applied for that Amex Ameriprise offer for the Platinum card with the fee waived for the first year. Fingers crossed. Any insight if you get the 10-12 days message? I applied for both of them within minutes.


For data points 

I app'ed 2 cards same day the second went into processing and was approved the next day 

IIRC the second app lately (1 year) usually is not a instant approval

Good luck 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 11 of 19
Anonymous
Not applicable

Re: 2 Amex Charge card apps


@Open123 wrote:

@Anonymous wrote:

@Anonymous

 

I app'd for the Ameriprise Plat yesterday. The rep didn't ask one question about a relationship with Ameriprise. In fact, he wanted to know about how Amex cc's have changed since I received my first one back in '85. Smiley Embarassed


Thanks!  Did you have a Platinum before?  I'm wondering if Amex will allow for a 2nd bonus on the Ameriprise one.


No, I  just have the PRG for charge cards. 

Message 12 of 19
Anonymous
Not applicable

Re: 2 Amex Charge card apps


@heyarrnold wrote:

@Anonymous wrote:

@Anonymous

 

I app'd for the Ameriprise Plat yesterday. The rep didn't ask one question about a relationship with Ameriprise. In fact, he wanted to know about how Amex cc's have changed since I received my first one back in '85. Smiley Embarassed


Hi Lexie, so no relationship is needed to be approved for the Play via Ameriprise? Or is it YMMV?


I believe its a ymmv.  They indicate in their T&Cs that they can terminate the account but from what I've read, it hasn't happened

Message 13 of 19
Kenny
Moderator Emeritus

Re: 2 Amex Charge card apps

Anyone know how long the Ameriprise offer is going to be around for? Any reason to think it might go away soon? Just curious! Smiley Happy
Message 14 of 19
Anonymous
Not applicable

Re: 2 Amex Charge card apps


@KennyRS wrote:
Anyone know how long the Ameriprise offer is going to be around for? Any reason to think it might go away soon? Just curious! Smiley Happy

Ends Aug 31st

Message 15 of 19
FutureBillionaire
Established Contributor

Re: 2 Amex Charge card apps

FYI, I called today and was approved for teh Platinum Amex through Ameriprise. 

 

I normally loathe Amex charge cards, but I couldnt' pass up opportunities to get the cards with no annual fee.

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Message 16 of 19
Anonymous
Not applicable

Re: 2 Amex Charge card apps

Received my card today.  Agreement indicated the $0 AF for first year. I called to add DH and the CSR read a disclosure concerning the AF of $175.  I politely reminded her that I had a AF waiver.  After a short hold, she verified no AF and stated, 'let me input this request as no AF'. Curious as to what would have happened if I had not corrected her.

 image.jpg

Message 17 of 19
Kenny
Moderator Emeritus

Re: 2 Amex Charge card apps


@Anonymous wrote:

Received my card today.  Agreement indicated the $0 AF for first year. I called to add DH and the CSR read a disclosure concerning the AF of $175.  I politely reminded her that I had a AF waiver.  After a short hold, she verified no AF and stated, 'let me input this request as no AF'. Curious as to what would have happened if I had not corrected her.

 image.jpg


Neato! Smiley Happy So AUs are free for the first year too. Cool Smiley Happy

Message 18 of 19
FutureBillionaire
Established Contributor

Re: 2 Amex Charge card apps

You really can't beat this deal.

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Message 19 of 19
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.