cancel
Showing results for 
Search instead for 
Did you mean: 

2- X1 cards?

tag
Metalcards
Regular Contributor

2- X1 cards?

All, hope everyone is doing good.

 

I'm bored and thought I would ask this question. Can someone have 2 X1 cards?


I requested invitations from them a long time ago and must have used different emails. I received an invitation and was approved a week ago. I now received another invite to my other email address.

Wondering if anyone has been in this situation and outcome.

 

Message 1 of 20
19 REPLIES 19
K-in-Boston
Epic Contributor

Re: 2- X1 cards?

Curious as to what advantage having two would bring?  The credit extended seems to be based upon income so there likely wouldn't be an advantage to splitting that up among multiple cards.  You would miss out on the extra 1x for the first $15k of spend on the 2nd card.  There is no cap on earnings.  And there doesn't seem to be a SUB that I can see?

Message 2 of 20
FinStar
Moderator Emeritus

Re: 2- X1 cards?


@Metalcards wrote:

All, hope everyone is doing good.

 

I'm bored and thought I would ask this question. Can someone have 2 X1 cards?


I requested invitations from them a long time ago and must have used different emails. I received an invitation and was approved a week ago. I now received another invite to my other email address.

Wondering if anyone has been in this situation and outcome.

 


X1 has confirmed that's a negative. You can reach them by email/text if you want to get an answer straight from them, though.

Message 3 of 20
Metalcards
Regular Contributor

Re: 2- X1 cards?

So you don't think I should try, "for science sake"? smileyvery-happy:

Message 4 of 20
CYBERSAM
Senior Contributor

Re: 2- X1 cards?


@Metalcards wrote:

So you don't think I should try, "for science sake"? smileyvery-happy:


If you are "bored with inactivity" as my professor use to say, then why not! 😂







                
Message 5 of 20
AlanGJP
Established Contributor

Re: 2- X1 cards?

They don't report. So, there's zero benefit to multiple cards, unless you're digging yourself a hole.

Personal Cards:
Business Cards:
Closed Cards:
Data Points:
Last Updated: 2023/11/09
Message 6 of 20
Titans84
Valued Contributor

Re: 2- X1 cards?


@AlanGJP wrote:

They don't report. So, there's zero benefit to multiple cards, unless you're digging yourself a hole.


Quite a few approvals from Nov and Dec are now reporting. Won't be long before all others are too.

Current FICO 8:



Message 7 of 20
bigseegar
Established Contributor

Re: 2- X1 cards?

NO you can't have more than one and they will catch "your science" as soon as you enter your SSN and stop the process right there.

Message 8 of 20
Remedios
Credit Mentor

Re: 2- X1 cards?


@Metalcards wrote:

So you don't think I should try, "for science sake"? smileyvery-happy:


Yes, apply. 

Message 9 of 20
CYBERSAM
Senior Contributor

Re: 2- X1 cards?


@Titans84 wrote:

@AlanGJP wrote:

They don't report. So, there's zero benefit to multiple cards, unless you're digging yourself a hole.


Quite a few approvals from Nov and Dec are now reporting. Won't be long before all others are too.


That is a good news! Makes X1 more traditional credit card!







                
Message 10 of 20
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.