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2 capitol one cards1 big delima

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credit_endurance
Valued Contributor

2 capitol one cards1 big delima

Hi all,

 

I am pondering over what to do with my capitol one venture one SL $2,000. I have had the card for a little over 3 months and rarely put any usage through it.

Requested cli after 3rd statement cut and was ony offered $150.00 total, immedetiely delined that chump change LOL. This is probably one of the only cards in my lineup that I actualy regret apping for because it really doesnt fit my needs at this current time. Question I have, should I just bit the bullet seeing as though I really won't get much cli luv and combine it with my quicksilver one? Or should I just wait 3 more months at the 6 month mark and request a cli hoping I would get more than $150.00 and just combine the 2 of them then?

 

 

 

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: 2 capitol one cards1 big delima

if you aren't putting usage through it, you wont see big increases.  

 

i put usage on my quicksilver last two months after getting a 2000 increase 2 months ago, and i tried the LUV button again after 61 days of my last increase and they gave me another 2000 even though members on here say i have to wait for 3 or 6 months.  just depends if you are actually using it.

Message 2 of 6
credit_endurance
Valued Contributor

Re: 2 capitol one cards1 big delima


@Anonymous wrote:

if you aren't putting usage through it, you wont see big increases.  

 

i put usage on my quicksilver last two months after getting a 2000 increase 2 months ago, and i tried the LUV button again after 61 days of my last increase and they gave me another 2000 even though members on here say i have to wait for 3 or 6 months.  just depends if you are actually using it.


I use my quicksilver one just about daily so it really limits my usuage on the venture one as it is best used for travel. I think I will just take the small increase and combine the 2 into the quicksilver one. Maybe after a few months I can upgrade that into a world mastercard.

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 3 of 6
Anonymous
Not applicable

Re: 2 capitol one cards1 big delima


@credit_endurance wrote:

@Anonymous wrote:

if you aren't putting usage through it, you wont see big increases.  

 

i put usage on my quicksilver last two months after getting a 2000 increase 2 months ago, and i tried the LUV button again after 61 days of my last increase and they gave me another 2000 even though members on here say i have to wait for 3 or 6 months.  just depends if you are actually using it.


I use my quicksilver one just about daily so it really limits my usuage on the venture one as it is best used for travel. I think I will just take the small increase and combine the 2 into the quicksilver one. Maybe after a few months I can upgrade that into a world mastercard.


Maybe you can take both and PC into the Quicksilver MC with no AF? I'm new to Cap1, but I think there is a difference between the QS1 and the QS MC, one being that the QS MC doesn't have an AF. 

 

Or, just go for the WMC since your combined SL is over $5000?Smiley Happy

 

Someone please correct me if I'm not understanding it right....I'm learning too!

Message 4 of 6
credit_endurance
Valued Contributor

Re: 2 capitol one cards1 big delima


@Anonymous wrote:

@credit_endurance wrote:

@Anonymous wrote:

if you aren't putting usage through it, you wont see big increases.  

 

i put usage on my quicksilver last two months after getting a 2000 increase 2 months ago, and i tried the LUV button again after 61 days of my last increase and they gave me another 2000 even though members on here say i have to wait for 3 or 6 months.  just depends if you are actually using it.


I use my quicksilver one just about daily so it really limits my usuage on the venture one as it is best used for travel. I think I will just take the small increase and combine the 2 into the quicksilver one. Maybe after a few months I can upgrade that into a world mastercard.


Maybe you can take both and PC into the Quicksilver MC with no AF? I'm new to Cap1, but I think there is a difference between the QS1 and the QS MC, one being that the QS MC doesn't have an AF. 

 

Or, just go for the WMC since your combined SL is over $5000?Smiley Happy

 

Someone please correct me if I'm not understanding it right....I'm learning too!


I have had all kind of trouble pc'ing my quicksilver 1 into  NF quicksiver always denied. I did go ahead a take that measley $150.00 cli they offered on my venture 1.

Since I hve been putting way more spending through my quicksiver 1 these days, I think I will request another cli on it and then combine the 2 into a WMC as you suggested . It just seems like the best option at this point. Thanks for chiming in Bella007!

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 5 of 6
Anonymous
Not applicable

Re: 2 capitol one cards1 big delima

 


@credit_endurance wrote:

@Anonymous wrote:

@credit_endurance wrote:

@Anonymous wrote:

if you aren't putting usage through it, you wont see big increases.  

 

i put usage on my quicksilver last two months after getting a 2000 increase 2 months ago, and i tried the LUV button again after 61 days of my last increase and they gave me another 2000 even though members on here say i have to wait for 3 or 6 months.  just depends if you are actually using it.


I use my quicksilver one just about daily so it really limits my usuage on the venture one as it is best used for travel. I think I will just take the small increase and combine the 2 into the quicksilver one. Maybe after a few months I can upgrade that into a world mastercard.


Maybe you can take both and PC into the Quicksilver MC with no AF? I'm new to Cap1, but I think there is a difference between the QS1 and the QS MC, one being that the QS MC doesn't have an AF. 

 

Or, just go for the WMC since your combined SL is over $5000?Smiley Happy

 

Someone please correct me if I'm not understanding it right....I'm learning too!


I have had all kind of trouble pc'ing my quicksilver 1 into  NF quicksiver always denied. I did go ahead a take that measley $150.00 cli they offered on my venture 1.

Since I hve been putting way more spending through my quicksiver 1 these days, I think I will request another cli on it and then combine the 2 into a WMC as you suggested . It just seems like the best option at this point. Thanks for chiming in Bella007!


Cool! You're welcome, and I hope it works out!

Message 6 of 6
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