2 day message for Discover CLI?

[Anonymous]

I tried for a CLI on my Discover, since I am using it for all of my spend right now. I got a message that said decisions are usually made within 2 days. Is this a denial or a maybe?

[takeshi74]

An outright denial is an outright denial.  "X days" with any creditor doesn't mean anything other than a manual review is required.  It could lead to a denial.  It could lead to an approval.  The message itself does not indicate the outcome.  The outcome depends on the result of the review.

[kdm31091]

Sorry but IME its a denial.

[Anonymous]

I had this happen and ended up being an approval 2 days later. It brought my limit above $20k so that may have been the reason.

[Anonymous]

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@Anonymous wrote:

I had this happen and ended up being an approval 2 days later. It brought my limit above $20k so that may have been the reason.

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@I agree with @Anonymous.  The 2 day message isn't necessarily a denial..