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2010 Blacklist Thread

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blazerein
Established Contributor

Re: 2010 Blacklist Thread

I have a CO for Cap One back in 2005 - paid in full.  Just applied and got approved for the Rewards Card.

AAoA 6yrs 3mos | Inquries: TU5/EQ5/EX8 | Utilization: 9% | Mortgage: 1 | Auto Loan: 2 | Personal Loan: 2 | Derogatory: 0

> >CREDIT UNION


EX- 585, TU- 583, EQ- 563 | CURRENT SCORE UPDATED: 2/2023 -> FICO 8 EX 754 TU 741 EQ 755 | FICO 9 EX 747 EQ 763 TU 756
Message 41 of 49
aussiesareforever
Established Contributor

Re: 2010 Blacklist Thread

Reviving this thread. Can we have a 2012 Blacklist thread??


BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($35,000) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($33,000)

Experian 835 Transunion 828-- August 2018
Message 42 of 49
LS2982
Mega Contributor

Re: 2010 Blacklist Thread


@daisydvm wrote:

Reviving this thread. Can we have a 2012 Blacklist thread??


I agree, I'm hoping Citi lifts their handcuffs off me next year!




EQ FICO 548 3/3/16
Message 43 of 49
marty56
Super Contributor

Re: 2010 Blacklist Thread

I've made it a point to blacklist any CCC that I had a product with in DMP.  Since My scores have improved since then I am starting to see offers from Citibank, which I had to CCs in DMP with.

 

My point is that be careful if you see any offers from CCCs that you had past issues with since it would suck to burn an INQ over a blacklist.

1/25/2021: FICO 850 EQ 848 TU 847 EX
Message 44 of 49
LS2982
Mega Contributor

Re: 2010 Blacklist Thread


@marty56 wrote:

I've made it a point to blacklist any CCC that I had a product with in DMP.  Since My scores have improved since then I am starting to see offers from Citibank, which I had to CCs in DMP with.

 

My point is that be careful if you see any offers from CCCs that you had past issues with since it would suck to burn an INQ over a blacklist.


I'm wondering after 10 years will Citi forget....

 

Anyone know?




EQ FICO 548 3/3/16
Message 45 of 49
MarineVietVet
Moderator Emeritus

Re: 2010 Blacklist Thread


@daisydvm wrote:

Reviving this thread. Can we have a 2012 Blacklist thread??


I don't see why not. Just start a new thread with that title.

Message 46 of 49
BlueNightStar
Regular Contributor

Re: 2010 Blacklist Thread


@LS2982 wrote:

@marty56 wrote:

I've made it a point to blacklist any CCC that I had a product with in DMP.  Since My scores have improved since then I am starting to see offers from Citibank, which I had to CCs in DMP with.

 

My point is that be careful if you see any offers from CCCs that you had past issues with since it would suck to burn an INQ over a blacklist.


I'm wondering after 10 years will Citi forget....

 

Anyone know?


I have heard that Citi does not forget. I am on their blacklist, too. Will probably never be approved for anything Citi backed unless that changes. You never know though, they may change their ways.

Message 47 of 49
LS2982
Mega Contributor

Re: 2010 Blacklist Thread


@BlueNightStar wrote:

@LS2982 wrote:

@marty56 wrote:

I've made it a point to blacklist any CCC that I had a product with in DMP.  Since My scores have improved since then I am starting to see offers from Citibank, which I had to CCs in DMP with.

 

My point is that be careful if you see any offers from CCCs that you had past issues with since it would suck to burn an INQ over a blacklist.


I'm wondering after 10 years will Citi forget....

 

Anyone know?


I have heard that Citi does not forget. I am on their blacklist, too. Will probably never be approved for anything Citi backed unless that changes. You never know though, they may change their ways.


I'm thinking about burning an INQ mid next year to see. I'd like to get in with them.




EQ FICO 548 3/3/16
Message 48 of 49
MarineVietVet
Moderator Emeritus

Re: 2010 Blacklist Thread

I'm locking this thread. If someone wants to begin a new one about a 2012 Blacklist be my guest. There is no reason to bring back something two years old.

Message 49 of 49
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