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2014 Holiday Apps! Who's apping?

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BearsAndTurtlesRtheBest
Senior Contributor

Re: 2014 Holiday Apps! Who's apping?

Hoping for Freedom, Sallie Mae, or BCP in December!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 11 of 23
myjourney
Super Contributor

Re: 2014 Holiday Apps! Who's apping?


@BearsAndTurtlesRtheBest wrote:

Hoping for Freedom, Sallie Mae, or BCP in December!


I have a hope for you 

Get your _ _ _ _ back to the garden Lol

Hi ya BearsAndTurtles Smiley Very Happy

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 12 of 23
BearsAndTurtlesRtheBest
Senior Contributor

Re: 2014 Holiday Apps! Who's apping?


@myjourney wrote:

@BearsAndTurtlesRtheBest wrote:

Hoping for Freedom, Sallie Mae, or BCP in December!


I have a hope for you 

Get your _ _ _ _ back to the garden Lol

Hi ya BearsAndTurtles Smiley Very Happy


NO I TAKE IT BACK I NEED TO GARDEN FOR 1 YEAR LOOK AT HOW MANY INQURIES I HAVE!!! MY CREDIT IS BOLOGNE! Lmao! I need to live in the garden in order obtain credit plus pay cc's down.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 13 of 23
Tony275
Valued Contributor

Re: 2014 Holiday Apps! Who's apping?

No apps for me!! Tending to my garden and maybe even axe a few useless cards as my other balances drop!

Sallie Mae is next on my list! Probably next year around Memorial Day!! That's a holiday!
Message 14 of 23
myjourney
Super Contributor

Re: 2014 Holiday Apps! Who's apping?


@BearsAndTurtlesRtheBest wrote:

@myjourney wrote:

@BearsAndTurtlesRtheBest wrote:

Hoping for Freedom, Sallie Mae, or BCP in December!


I have a hope for you 

Get your _ _ _ _ back to the garden Lol

Hi ya BearsAndTurtles Smiley Very Happy


NO I TAKE IT BACK I NEED TO GARDEN FOR 1 YEAR LOOK AT HOW MANY INQURIES I HAVE!!! MY CREDIT IS BOLOGNE! Lmao! I need to live in the garden in order obtain credit plus pay cc's down.


ROFLOL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 15 of 23
chalupaman
Super Contributor

Re: 2014 Holiday Apps! Who's apping?

The earliest for me will probably be in October or late September since a bunch of inquiries won't be factored into my FICOs anymore and my accounts will have aged more, especially the Forward card. Will try for a Chase Freedom and Amazon Chase Visa and if those don't work out, probably go for a Sallie Mae Mastercard most likely.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 16 of 23
One7
Valued Contributor

Re: 2014 Holiday Apps! Who's apping?

I want to apply for the Sam's Mastercard late November... even though I know I should garden...

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 17 of 23
Anonymous
Not applicable

Re: 2014 Holiday Apps! Who's apping?

i would love to get AMEX, BCE a Visa Card from Bank of America and Sam's MasterCard in December. I am just not ready for Prime/Premier cards.(Discover It, Freedom, Barclays, Slate Cap1 QuickSilver,

EX 611 myFico score.

Have only KOHL's and 1 secure card

 

 

Message 18 of 23
DarkMoonLily
Frequent Contributor

Re: 2014 Holiday Apps! Who's apping?

Not really sure. I want a Amex but I think that's more of a next year goal then a holiday 2014 app. I miiiiight try for a SM card but not sure. 



2019 Goals: Garden and Clean up Credit Reports!!!
2020 Goals: Get a Secured Card and Auto Loan.
Message 19 of 23
One7
Valued Contributor

Re: 2014 Holiday Apps! Who's apping?


@Anonymous wrote:

i would love to get AMEX, BCE a Visa Card from Bank of America and Sam's MasterCard in December. I am just not ready for Prime/Premier cards.(Discover It, Freedom, Barclays, Slate Cap1 QuickSilver,

EX 611 myFico score.

Have only KOHL's and 1 secure card

 

 


I was there just over a year ago, just give it time and make sure you pay you payments on time and you'll have everything you want. Good luck

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 20 of 23
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