2015 Financial Resolutions

[1GaDawg85]

Get back in with BoA, Chase, Citi, Discover, and AmEx

lower util to 5%

CLI lower cards to at least 5k-10k

refi my car with DCU

[Anonymous]

#1 Financial Resolution - Obtain a mortgage. 

#2 - Build a larger emergency fund for house related emergencies.

[1GaDawg85]

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@Anonymous wrote:

#1 Financial Resolution - Obtain a mortgage. 

#2 - Build a larger emergency fund for house related emergencies.

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You're lucky to have USAA on your side

[Creditwiser]

Stay put in the Garden. Continue to build savings and emergency fund. Manage and take car of the credit Ive obtained post BK7 and continue to work toward 700+ on all 3 CRA's

[Anonymous]

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@1GaDawg85 wrote:

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@Anonymous wrote:

#1 Financial Resolution - Obtain a mortgage. 

#2 - Build a larger emergency fund for house related emergencies.

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You're lucky to have USAA on your side

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Indeed. I'll be comparing USAA & NFCU.  

A house wouldn't be possible at all if I didn't have the no-funding fee VA loan option available, but I've got two possible funding sources that go to bat for vets. Yay!

[1GaDawg85]

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@Anonymous wrote:

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@1GaDawg85 wrote:

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@Anonymous wrote:

#1 Financial Resolution - Obtain a mortgage. 

#2 - Build a larger emergency fund for house related emergencies.

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You're lucky to have USAA on your side

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Indeed. I'll be comparing USAA & NFCU.  

A house wouldn't be possible at all if I didn't have the no-funding fee VA loan option available, but I've got two possible funding sources that go to bat for vets. Yay!

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I love being able to use my VA loan....and how long have you had the USAA card?

[Anonymous]

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@1GaDawg85 wrote:

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@Anonymous wrote:

Indeed. I'll be comparing USAA & NFCU.  

A house wouldn't be possible at all if I didn't have the no-funding fee VA loan option available, but I've got two possible funding sources that go to bat for vets. Yay!

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I love being able to use my VA loan....and how long have you had the USAA card?

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Just over a year now... but it is secured. Only way I could get an AMEX so soon after a BK.

[yfan]

Here are mine (at least as it relates to credit and credit cards):

• Garden: I have all the cards I want so unless my needs changed drastically, I don't see myself needing new cards. I got 3 new cards this year (Discover IT, Orbitz Visa, Marriott Premier Rewards Visa), and I am going to let them age. Getting a few soft pull CLIs wouldn't be bad either.
• Consolidate: I am more and more convinced that for my spending and travel habits, Orbitz is going to be a better fit than Marriott, so sometime before the Marriott card's annual fee hits next year, I will probably move the limit to my Amazon card and close the Marriott card.

[Anonymous]

1.  Pay down balances incurred in 2014

2.  Stop app'ing after May and start to pump up my fico for possible auto loan in Dec

3.  Learn more about all this stuff n' nonsense

4.  Start a savings acct and draft up a 10 year plan

[baller4life]

Join Penfed! That's all I want to do in life. Lmao. Then I will know I have ARRIVED Honey!!