2015 Financial Resolutions

[Anonymous]

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@tcbofade wrote:

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@JMills wrote:

Quit my 7 year job. Start my real estate business, continue increasing my credit scores,pay off all my credit cards, purchase a home and enjoy life. Travel More

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You're in for a busy year. 

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Ugh. Tell me about it, I am NOT looking forward to house hunting any time in the next 5 years. I strongly dislike bidding wars.

[tcbofade]

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@Anonymous wrote:

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@tcbofade wrote:

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@JMills wrote:

Quit my 7 year job. Start my real estate business, continue increasing my credit scores,pay off all my credit cards, purchase a home and enjoy life. Travel More

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You're in for a busy year. 

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Ugh. Tell me about it, I am NOT looking forward to house hunting any time in the next 5 years. I strongly dislike bidding wars.

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Eh.  I bought mine last year....house went on the market Wednesday, we signed an offer on Thursday, the bank accepted, and here we are.

Bidding war?  Move faster. 

[Anonymous]

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@tcbofade wrote:

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@Anonymous wrote:

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@tcbofade wrote:

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@JMills wrote:

Quit my 7 year job. Start my real estate business, continue increasing my credit scores,pay off all my credit cards, purchase a home and enjoy life. Travel More

---

You're in for a busy year. 

---

Ugh. Tell me about it, I am NOT looking forward to house hunting any time in the next 5 years. I strongly dislike bidding wars.

---

Eh.  I bought mine last year....house went on the market Wednesday, we signed an offer on Thursday, the bank accepted, and here we are.

Bidding war?  Move faster. 

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Move faster or not.

Something in me disallows me from paying asking price or above asking price for a home, or a car..

[tcbofade]

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@Anonymous wrote:

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@tcbofade wrote:

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@Anonymous wrote:

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@tcbofade wrote:

---

@JMills wrote:

Quit my 7 year job. Start my real estate business, continue increasing my credit scores,pay off all my credit cards, purchase a home and enjoy life. Travel More

---

You're in for a busy year. 

---

Ugh. Tell me about it, I am NOT looking forward to house hunting any time in the next 5 years. I strongly dislike bidding wars.

---

Eh.  I bought mine last year....house went on the market Wednesday, we signed an offer on Thursday, the bank accepted, and here we are.

Bidding war?  Move faster. 

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Move faster or not.

Something in me disallows me from paying asking price or above asking price for a home, or a car..

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Ah.  We bought a $225k house via short sale...the bank was asking 115k, we offerred 118k, and they accepted. 

Their happy, we're happy, and we are about to cash out about $100k in equity. 

[Anonymous]

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@tcbofade wrote:

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@Anonymous wrote:

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@tcbofade wrote:

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@Anonymous wrote:

---

@tcbofade wrote:

---

@JMills wrote:

Quit my 7 year job. Start my real estate business, continue increasing my credit scores,pay off all my credit cards, purchase a home and enjoy life. Travel More

---

You're in for a busy year. 

---

Ugh. Tell me about it, I am NOT looking forward to house hunting any time in the next 5 years. I strongly dislike bidding wars.

---

Eh.  I bought mine last year....house went on the market Wednesday, we signed an offer on Thursday, the bank accepted, and here we are.

Bidding war?  Move faster. 

---

Move faster or not.

Something in me disallows me from paying asking price or above asking price for a home, or a car..

---

Ah.  We bought a $225k house via short sale...the bank was asking 115k, we offerred 118k, and they accepted. 

Their happy, we're happy, and we are about to cash out about $100k in equity. 

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This would be key, but supply has been SO short in my area that houses are practically sold before listing. It was just ridiculous this summer.

[Anonymous]

Hi  Guys ! I am New in the forum and want to say Thank you for all information and support !

History :  March/2013 -BK7 , End of 2013 I got my first Sec.Credit card from Capital one -$ 200. My score after BK was around 500.

Now is : Eq-589, Tr.-573, Exp-596.  This Dec, I got 2 new cards,unsecured : Barclay rew.Master card- $ 500 ,and QuickSilverOne -3K. Also my Cap 1 Sec .card is now $800.

I would like 2015  to work for a better credit score and no more app, because after this new CC, I have 4 Inq.

Please, can you give me advice, how long time I have to keep my Cap1 sec.card?  I am wondering  for Citi Double Cash, but later ,maybe 2015 December..

[BarryNTexas]

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@baller4life wrote:
Join Penfed! That's all I want to do in life. Lmao. Then I will know I have ARRIVED Honey!!

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Baller, why is Penfed the holy grail?  What do they have that NFCU doesnt?  And what are the requirements?  

[Anonymous]

Basically sit and garden for a good portion of 2015, then apply for a Cap 1 student card and a Walmart card. Just need to wait for cc and student loan to age a bit with on-time payments.

[BlueRenew]

-Save for retirement (I've also been considering opening an IRA)

-Save for a wedding in 2016

-Get a Discover It when I get out of the garden

-Get a Chase Freedom when they bring back the $200 bonus (fingers crossed)

-Save to purchase a car for my birthday in 2016

-Most importantly Save Save Save!

-Almost forgot get my scores to mid 700's up to low 800's(I'm in the low to mid 600's now)

[Gornet]

Probably app for a Chase Sapphire, PC my delta gold to a diff card, and upgrade my PRG to Platinum...