I resolve to attempt to get $15,000 limits on both of my AMEX revolvers. 
I have all the cards I've had my eye one, so I guess my goal is to garden all year and to build enough confidence to ask for a raise at some point. I should strive to increase my IRA contributions as well.
| BoA BBR 5k | Discover it 1k | freedom 2.2k | Fidelity AMEX 1.5k | Sallie Mae 1k | AARP 2.2k | BJ's PPlus 3.7k |
@flawesome wrote:I have all the cards I've had my eye one, so I guess my goal is to garden all year and to build enough confidence to ask for a raise at some point. I should strive to increase my IRA contributions as well.
Shockingly enough, I've never had to do this.
All my raises have been automatic... And our yearly bonus was upped to 10% vs 6% last year. 
Unfortunately our medical plan went to a 80/20 with 2x last year's deductible from a 90/10. 
@Anonymous wrote:what do you guys resolve to do in the new year?
Me? I picked up a few cards this year and I don't need anymore personal cards. 2015 I'll be more focused on long term financial goals like starting a IRA, continue saving for a house. Don't think Ill get any more personal cards unless it's a business PRG. Take out a 5k personal loan for a beefier credit profile with a real installment loan rather than just a secured one. Possibly join NFCU or Penfed for future loan options and investment products....
Gardening, no more apps, consolidating credit lines and maximizing rewards. Of course, this is always subject to change if a great rewards offer happens to come along in 2015.
@Anonymous wrote:
@flawesome wrote:I have all the cards I've had my eye one, so I guess my goal is to garden all year and to build enough confidence to ask for a raise at some point. I should strive to increase my IRA contributions as well.
Shockingly enough, I've never had to do this.
All my raises have been automatic... And our yearly bonus was upped to 10% vs 6% last year.
Unfortunately our medical plan went to a 80/20 with 2x last year's deductible from a 90/10.
Nice! I don't get a yearly bonus 
So far I've had a couple automatic raises early on, but it's been quite a while and if an auto-raise doesn't come with this years annual review or something I might timidly mumble a request for one.
Wish I had the guts to ask for a raise...I work in a company of only a few..the owners pay in taxes what I make in a year (no, no, there is no huge gap now between owners and the minions).
But other goals:
-1 more credit card (probably end of 2015) which would ideally be Quicksilver for the 1.5% back on everything with no FTF
-Open and start putting money into a Roth IRA
-Except for QS, GARDEN
Quicksilver $10,000 | Better Balance Rewards $2000 | Sallie Mae $3500 | Freedom $3500