2nd AMEX APR reduction in 4 days

lhcole77 · ‎08-21-2015

App'ed for SPG on 8.14 and instant approval. $2000 CL at 19.24%

Contacted them via online chat 8.17. APR reduced to 16.24%.

Contacted them via online chat 8.21. APR reduced to 13.24%.

And moved $8K over from Delta.

I'm a firm believer that just because I get approved at one APR doesn't mean that it's going to stay there. Back in March I did four APR reductions in four days with Citi.

Let the fun begin!

Anonymous · ‎08-21-2015

lol congrats buddy!!! keep it up! i wanna try now too

lhcole77 · ‎08-21-2015

Yeah boiiiiiiii! 👏🏽 🎊 🐒

P.S. DO IT!!!!!!! 2011

Anonymous · ‎08-21-2015

Awesome!

Anonymous · ‎08-21-2015

i am in the 15 month 0% promo so when that gets close to ending i shall do it

taxi818 · ‎08-22-2015

@lhcole77 wrote:
App'ed for SPG on 8.14 and instant approval. $2000 CL at 19.24%

Contacted them via online chat 8.17. APR reduced to 16.24%.
Contacted them via online chat 8.21. APR reduced to 13.24%.

And moved $8K over from Delta.

I'm a firm believer that just because I get approved at one APR doesn't mean that it's going to stay there. Back in March I did four APR reductions in four days with Citi.

Let the fun begin!

What??? This is unreal. I just got reduced 3 days ago from 19.24 to 17.24. You're saying a new chat rep can't see I was just reduced? And I can ask again? Maybe I try again in month

Anonymous · ‎08-22-2015

Congratulations! Nice way of thinking.

kdm31091 · ‎08-22-2015

@taxi818 wrote:
@lhcole77 wrote:
App'ed for SPG on 8.14 and instant approval. $2000 CL at 19.24%

Contacted them via online chat 8.17. APR reduced to 16.24%.
Contacted them via online chat 8.21. APR reduced to 13.24%.

And moved $8K over from Delta.

I'm a firm believer that just because I get approved at one APR doesn't mean that it's going to stay there. Back in March I did four APR reductions in four days with Citi.

Let the fun begin!
What??? This is unreal. I just got reduced 3 days ago from 19.24 to 17.24. You're saying a new chat rep can't see I was just reduced? And I can ask again? Maybe I try again in month

For me, I've never had luck more often than every couple months. OP got lucky, but I think generally, they can see if you recently recieved a reduction. While I don't know what their policy on "recently" is, I'm not going to draw too much attention to myself by constantly asking. They lowered me to 13.24% a couple weeks ago. Good enough for a rewards card for now. I'll try again at the end of the year or beginning of 2016 or something.

lhcole77 · ‎08-22-2015

Good thinking,kdm.

13.24% is the lowest they'll go on this one for now so I'm totally ok with that. I'll prob ask again in 12 months.

Got Delta down to 10.24% as well. That was about a month ago. I was able to get in dropped twice in the month, from 12.24-11.24-10.24.

I'm good for now 😁

taxi818 · ‎08-22-2015

@lhcole77 wrote:
Good thinking,kdm.

13.24% is the lowest they'll go on this one for now so I'm totally ok with that. I'll prob ask again in 12 months.

Got Delta down to 10.24% as well. That was about a month ago. I was able to get in dropped twice in the month, from 12.24-11.24-10.24.

I'm good for now 😁

It's the delta I got down to 17.24%. What was your ex score. Something helped. Trying to duplicate what you did