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3 CLI with soft pull from Capital One?

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jbishop1001
Frequent Contributor

3 CLI with soft pull from Capital One?

I have 3 different Capital One cards. When the time is right, I'm going to ask for CLI on all 3 - and then combine QS1 & QS. My question is - can I call and ask for CLI on all 3 with a soft pull? Or should I call back 3 different times for each account?? If I could get it done in one phone call, I'd do that. lol

 

 

Starting Fico 8 Score: 571 EQ - 574 EX 605 TU Current Fico 8: 695 EQ 677 EX 709 TU
Message 1 of 5
4 REPLIES 4
Dalmus
Valued Contributor

Re: 3 CLI with soft pull from Capital One?

Cap1 CLI requests are always a soft pull...  at least they are online.  I don't know about calling in and speaking to a rep.

Total Cards: 24 | Total Limit: $304,250


Current FICO 8 Scores: EQ: 841| TU: 815 | EX: 814


Hard Inquiries: 1

Message 2 of 5
Anonymous
Not applicable

Re: 3 CLI with soft pull from Capital One?

you can get it done in one call but why not just online? takes 20 seconds per card..
Message 3 of 5
jbishop1001
Frequent Contributor

Re: 3 CLI with soft pull from Capital One?

I've read about a lot of online denials? I figured I'd have to just call in anyway... I'll try online first though, and see what happens.

Starting Fico 8 Score: 571 EQ - 574 EX 605 TU Current Fico 8: 695 EQ 677 EX 709 TU
Message 4 of 5
Anonymous
Not applicable

Re: 3 CLI with soft pull from Capital One?

they use the same system so it shouldn't make a difference
Message 5 of 5
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