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@ramblin_wreck08 wrote:I'm so excited right now! Over the last couple months I've tightened up my spending in order to pay off some credit card debt (albeit at 0% APR). Dropping my utilization down from 36% to 1% bumped up my TransUnion FICO score from 709 to 740 despite apping for an AMEX charge!
Thanks to everyone on here for the great information! With a little gardening I feel like I can hit my goal of 760 before I decide it's time to buy a house. Thanks everyone!
Very nice!!!! CONGRATS!!!
@I'm @ 24% right now, I wonder what kind of bump i'd get getting back down around 9%.
ck says my score will only go up 6 points if i pay off my cards.
right now its reporting 825/10200 limits.
i cant wait to see those couple of days where it wll be 425/10200.
and then my iphone hits the reports! =/
oh well at least it wont see any interest.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
Congrats
Thanks everyone and congrats in return! It's amazing what utilizaiton will do to your score. Never would have found out without this forum.
@Dishpro wrote:
Congrats...... How sweet is that?
So sweet! Will be even more sweet once my savings account comes back from the depts.