$36,000 limit with Chase!!

[Anonymous]

Thanks ASU Law!!!

Wow--there's math in the thread... ummm...I havne't done math in years lol.  My RNs do it for me at work. LOL

[johnpalley]

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@Anonymous wrote:

John,

Yes no foreign transcation fee and NO annual fee for the card: apply here:https://www.bankofamerica.com/credit-cards/products/bankamericard-travel-rewards-credit-card.go

I really haven't thought about it too much but I think I am going to bring some cash---maybe...should I??

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i never knew cards like that existed lol nice. why bring any cash id just buy everything with the card and avoid all fees

is bofa the only major bank that offers this service? does discover, citi, amex, chase, or barclay also have a card like that? you cant do that with the saphire? im goin on an app spree next month and it would be good to know what my options are. if bofa is the only card that offers that im all over it

[Anonymous]

I just looked at Discover IT and they offer no foreign transaction fee (FTF) either and no annual fee!!!  so yeah i think only bofa and discover!!

All the others will charge a FTF and/or annual fee...

[johnpalley]

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@Anonymous wrote:

I just looked at Discover IT and they offer no foreign transaction fee (FTF) either and no annual fee!!!  so yeah i think only bofa and discover!!

All the others will charge a FTF and/or annual fee...

---

perfect. my plan all along was to get the bofa BankAmericard Visa card for the lowest apr. plus i already had plans to get the discover it so it works out perfect. il just use the discover overseas. you would think the saphire had that cause everyone raves about it but i guess not. nice thanks for the info bruin

[Anonymous]

No probs John!!

Let me know the results!!

Derek Cohen

[johnpalley]

oh damn it just hit me. some people might not take discover overseas. i think its prob smarter to get the bofa for travel cause its visa. bruin can you switch back and forth between bofa cards and keep the history? im thinkin maybe starting off with the low apr card and then switching to the travel card if i leave the country. i dont travel that much

[Anonymous]

John, yeah they let you product change.  

[Ghoshida]

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@johnpalley wrote:

---

@Anonymous wrote:

John,

Yes no foreign transcation fee and NO annual fee for the card: apply here:https://www.bankofamerica.com/credit-cards/products/bankamericard-travel-rewards-credit-card.go

I really haven't thought about it too much but I think I am going to bring some cash---maybe...should I??

---

i never knew cards like that existed lol nice. why bring any cash id just buy everything with the card and avoid all fees

is bofa the only major bank that offers this service? does discover, citi, amex, chase, or barclay also have a card like that? you cant do that with the saphire? im goin on an app spree next month and it would be good to know what my options are. if bofa is the only card that offers that im all over it

---

Barclaycard Arrival has a no AF version which has 2x rewards on travel and dining, no foreign transaction fees, and no annual fees. 

Cap One Quicksilver has 1.5% cashback, no foreign transaction fees, no annual fees. 

Discover has the no FTC option, but it is not accepted worldwide.

[johnpalley]

nice! i cant believe more cards dont offer that. appreciate it bruin

[Anonymous]

Thank our new friend above us who let us in on the new cards.  Personally, I hate barclay...they don't deserve my business.