After being denied by BBVA (preapproved), I was approved for my 4th card with BB&T (SP and preapproved.)
Then I went for Harvest (Redstone FCU) and was denied (wanted to join Redstone).
For some reason I decided to try PenFed even though I just got a new card and CLI like 90 days ago.
My last new card from PenFed was a SP.
I knew I would get declined, but I need to move a balance before 0% ends.
Clicked the button and BOOM....I was instantly approved for $20,000 with 0% for 12 months.
Um, OK...Awesome! Again, no HP!
History recap...I was originally approved for $10k SL and then the offer was REVOKED due to POI issues. I was pissed. I kept $5 in my savings account and knew I would never apply again. For some reason, a year or so later I decided to apply again. I had less income, more debt, and more cards and I was approved for $15k WITHOUT POI...huh? Fine with me... I used the card for balance transfer for like $13k or $14k. With a $12k balance and just a few months later I applied again and was approved for another card for $12k. The next day I tried for a CLI on the first card and they gave me $2.5k CLI! BOTH were SPs! 2 or 3 months later (now) I just got approved for $20k SL with another SP! What? AWESOME!
.....Questions.....
My last credit score on PenFed was from Feb.
My current scores are 726 (fico8) but only 676 (fico9).
I have not received an HP for this card, the last card, and my last CLI.
Is this even possible?
My total PenFed CL is now $49,500.
$50,000 is the max total, right?
The new card has also not appeared on my sign in page either.
Is this because it is the weekend or something?
I gotta say - after a rough start with PenFed, they are now treating me like a king and I am very greatful.
The card should show up in your account most likely Tuesday or Wednesday. It normally takes a couple of business days to appear.
Nice come up!! lol
Sure looks as though you're in their good graces now!
What happen with Redstone? Sorry about your denial.
Congratulations on your approval!
@Gmood1 wrote:The card should show up in your account most likely Tuesday or Wednesday. It normally takes a couple of business days to appear.
Nice come up!! lol
Sure looks as though you're in their good graces now!
What happen with Redstone? Sorry about your denial.
Ok. Thanks. I need to quit checking every hour. Just so worried it was an error or something. lol.
Redstone is not taking new applications online. They want you to go into a branch.
They sent me paperwork I could get notorized but I found out the Harvest Visa is issued by them.
When you get approved for it, you get an instant membership into Redstone.
But I was denied, which really blew my mind considering my other cards.
Even $2000-$3000 would have been ok to get into Redstone.
PenFed made me forget about Redstone pretty quickly though...
Congratulations on your approval!
Congrats on your approval!!!!
Approved on Friday.
Account showed up today (Monday)
on sign in.
Still not HP in sight.
Figers crossed...
Nope, No HPs a week after approval!
My last PenFed HP was in December 2019!
