Amazon, Home Improvement, Dept Stores - Discover at 10%
Gas - Freedom at 5%
Rest - Double Cash or Discover at 2%
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:In wallet:
Amex BC: Groceries/Drugstore
Freedom: Gas
Cash +: Vet, Cell phone
Citi Forward: Dining (and Amazon)
Discover Miles: Everything else
Citi DC: when Discover isn't accepted.
Used online:
ebates Visa (Amex Gift cards)
CSP/Arrival +: flights/hotels
Vet? Like Veterinarian? Is that a reward category that I missed?
It is veternarian, but it's not a general category. Our vets are at a major animal hospital, which happens to code as a charity (because I guess it is one!). So the good news is that we get 5% off with the Cash +. choosing Charity as one of the 5% The bad news is that we max out the category on two cards in most quarters.....
Animal lover. 
Rethinking my spree and rewards plans so this might change but:
CSP: restaurants + meeting bonus spend unless I can get stupid on mortgage payment
Venture: if I get a non-trivial CSP limit (stranger things have happened) ain't even doing this app but otherwise meeting spend requirements, might as well with decorating new place.
Freedom: gas
Discover: anything which lands on that sweet 10% bonus up to $1500. Possible default spend after bonuses met for button smashing purposes as plan C for getting a 20K CL out of this spree somehow.
Not really sure I'm even going to carry my usual Fidelity default spender around. Feels wierd relegating that to SD and Sallie for Amazon purchases only after being my two go to cards for the entire year other than Freedom recently on way too many restaurants. Maybe BCP depending on how much grocery shopping I do in the few months post mortgage but I don't think that'll be a tremendous amount.
