5/24 Question

[CBartowski]

Does anyone know if 5/24 only applies to Experian (the CB that got pulled when I applied for CSR) or if its across all 3 CBs?

Thanks

[gdale6]

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@CBartowski wrote:

Does anyone know if 5/24 only applies to Experian (the CB that got pulled when I applied for CSR) or if its across all 3 CBs?

Thanks

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All CBs.

[Anonymous]

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@CBartowski wrote:

Does anyone know if 5/24 only applies to Experian (the CB that got pulled when I applied for CSR) or if its across all 3 CBs?

Thanks

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 But do you have one or more accounts that report only to Experian?

[CBartowski]

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@Anonymous wrote:

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@CBartowski wrote:

Does anyone know if 5/24 only applies to Experian (the CB that got pulled when I applied for CSR) or if its across all 3 CBs?

Thanks

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 But do you have one or more accounts that report only to Experian?

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Going through my credit reports on LifeLock Chase is only on my Experian report. I think Citi and AMEX were only on my EX as well. 

[Anonymous]

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@CBartowski wrote:

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@Anonymous wrote:

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@CBartowski wrote:

Does anyone know if 5/24 only applies to Experian (the CB that got pulled when I applied for CSR) or if its across all 3 CBs?

Thanks

---

 But do you have one or more accounts that report only to Experian?

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Going through my credit reports on LifeLock Chase is only on my Experian report. I think Citi and AMEX were only on my EX as well. 

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I have never heard of Chase, Citi, or Amex only reporting to Experian . My accounts reported to all three. Are you sure you are looking at the accounts and not the inquiries section? The inquiry will only be on Experian  but the account itself will be on all three. Try looking at your TU and EQ report directly from annualcreditreport.com and not via lifelock.

[coldfusion]

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@CBartowski wrote:

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@Anonymous wrote:

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@CBartowski wrote:

Does anyone know if 5/24 only applies to Experian (the CB that got pulled when I applied for CSR) or if its across all 3 CBs?

Thanks

---

 But do you have one or more accounts that report only to Experian?

---

Going through my credit reports on LifeLock Chase is only on my Experian report. I think Citi and AMEX were only on my EX as well. 

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You've got something wrong somewhere, as all of these issuers routinely report to all 3 major CRAs.

When was the last time you requested each of your reports directly from each CRA individually in writing?  I don't mean consolidated reports from sites like freecreditreport.com. 

[I_Love_Cards]

It is the number of new accounts opened in the last 24 months.  The banks you've listed will report accounts to all 3 bureaus (the inquiries are usually on just one or 2, but the number of inquiries doesn't matter for 5/24-only how many accounts).  

[CBartowski]

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@Anonymous wrote:

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@CBartowski wrote:

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@Anonymous wrote:

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@CBartowski wrote:

Does anyone know if 5/24 only applies to Experian (the CB that got pulled when I applied for CSR) or if its across all 3 CBs?

Thanks

---

 But do you have one or more accounts that report only to Experian?

---

Going through my credit reports on LifeLock Chase is only on my Experian report. I think Citi and AMEX were only on my EX as well. 

---

I have never heard of Chase, Citi, or Amex only reporting to Experian . My accounts reported to all three. Are you sure you are looking at the accounts and not the inquiries section? The inquiry will only be on Experian  but the account itself will be on all three. Try looking at your TU and EQ report directly from annualcreditreport.com and not via lifelock.

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You were 100% correct, thank you!