Re: 5000 CLI from Cap 1!!!!!

Anonymous · ‎06-03-2011

Guys, I can't believe my own eyes, started with 500 limit last august, 3 month later bumped to 750. I've been using my card a whole lot and make multiple payments each month (I am currently studying aboard)..just logged on to the website today and found out my credit limit is now 5750!!! I've been calling to see if I can get a costumer initiated CLI with no luck, I guess this is part of the credit step program, if not, they really do look into our accounts on a regular basis, i mean right now im just wow.....

chan85 · ‎06-03-2011

How old is the account?? Congrats that's a major jump!! I am hoping when I hit a year they will bump me too! I had one step from $500 to $750 and there it stays!

Current Debt Management:
$15k Trinity Financial Management (scheduled pay off late 2021)
$10k NFCU
$350/mth Bridgecrest Auto Loan
Goals: Pay off credit card debt & buy a new home before end of 2020

Long Term Debt:
Fed Loans - $150k
Navient - $100k

Taking a "if God don't do it, it won't get done..." approach to paying these off.

chan85 · ‎06-03-2011

Sorry just reread and saw the August open date... I must have been too excited! Had your statement just closed or was the increase just done randomly? I opened mine in August as well....there is hope...

Current Debt Management:
$15k Trinity Financial Management (scheduled pay off late 2021)
$10k NFCU
$350/mth Bridgecrest Auto Loan
Goals: Pay off credit card debt & buy a new home before end of 2020

Long Term Debt:
Fed Loans - $150k
Navient - $100k

Taking a "if God don't do it, it won't get done..." approach to paying these off.

Anonymous · ‎06-03-2011

it's about ten month old...i think they want to see usage, at least that's the impression i got! good luck man

Anonymous · ‎06-03-2011

the increase is done randomly! it's not done at a statement releasing date, so it really was a suprise to me..

drsmith · ‎06-03-2011

I got excited so I checked my account

Same $750 CL I've had since 8/08

I'm glad somebody enjoys Cap1 though

Starting Score: 703
Current Score: EQ 820 4/11/16
Goal Score: 800

Take the FICO Fitness Challenge

tinuviel · ‎06-03-2011

(collapsing into a dead faint...)

CONGRATULATIONS!!!!!!!!!!!!!!!!!

Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k

Anonymous · ‎06-03-2011

Wow amazing!! I'll take just a bit of that luck. If mine goes to $1500 I'll be happy. Then at least I can buy a couple of plane tickets and take advantage if the travel protection.

bichonmom · ‎06-03-2011

Congrats! You've given us all a little hope.

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

john398 · ‎06-03-2011

Wiow thats awesome, I know they soft me all the time,,,but right now have high util that may change in a couple weeks

5000 CLI from Cap 1!!!!!

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5000 CLI from Cap 1!!!!!