Lol yeah!! Thanks everyone!
Well, my Ficos peaked in around Oct 2012 at something like 730-740 range...
Then after opening Amex, Discover, and Citi LOL and increasing my util a few percent...
I'm at around 700 +/- 10 points across the board.
Aaoa is 2.5 years
My oldest card is my C1 Visa at like 7 years(yes, I opened it at 17!)
My newest is a Citi Diamond Preferred at just two months old.
I want to close my Orchard Bank Gold but it's my second oldest account at 6 years and four months old. If they do not waive the AF due next December, I will close it. And Discover better cli me as they are competing with Chevron and Orchard for my lowest limit :-(
My aaoa was like three years+ before opening all of those accounts last year.
I have 8 inqs on TU in two years.
I think my other reports have like 7-11 inqs. Half of those will be falling off by August 2013, and I only have one inq on exp in 6 months. And three on EQ in six months-all from Chiti bank -.- . I was told one would be removed yesterday.
:-D
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k