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7-10 day CLI message

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Involver
Valued Contributor

7-10 day CLI message

Submitted for a CLI on a Citi-backed card and was given a 7-10 day message.  Being forwarded to Credit Department for review, blah blah.

 

Is it possible to call and rescind the request before an HP is performed or at this point is it too late?

 

Thanks in advance.

Message 1 of 11
10 REPLIES 10
ibmrad7
Established Contributor

Re: 7-10 day CLI message

99% HP is already done.

Message 2 of 11
FinStar
Moderator Emeritus

Re: 7-10 day CLI message


@ibmrad7 wrote:

99% HP is already done.


+1

 

Too late OP.  Always choose wisely before clicking submit.  Hopefully the outcome will be positive and/or well-worth it.

Message 3 of 11
Involver
Valued Contributor

Re: 7-10 day CLI message

Called backdoor number, spoke to a credit department specialist, was approved for a 5X CLI.  Will take it.  

Message 4 of 11
ibmrad7
Established Contributor

Re: 7-10 day CLI message

Congrats Smiley Happy

Do you know what CB they pulled?

Message 5 of 11
Involver
Valued Contributor

Re: 7-10 day CLI message

Haven't had any alerts through monitoring but from what I have gathered it should be TU only.

Message 6 of 11
FinStar
Moderator Emeritus

Re: 7-10 day CLI message


@Involver wrote:

Haven't had any alerts through monitoring but from what I have gathered it should be TU only.


It can be either TU or EX (rarely EQ).  If HP, then I would say well-worth it.

Message 7 of 11
ibmrad7
Established Contributor

Re: 7-10 day CLI message


@FinStar wrote:

@Involver wrote:

Haven't had any alerts through monitoring but from what I have gathered it should be TU only.


It can be either TU or EX (rarely EQ).  If HP, then I would say well-worth it.

 

Is there a way to ask them to pull TU or EQ? I have my EX frozen...

 

Message 8 of 11
FinStar
Moderator Emeritus

Re: 7-10 day CLI message


@ibmrad7 wrote:

@FinStar wrote:

@Involver wrote:

Haven't had any alerts through monitoring but from what I have gathered it should be TU only.


It can be either TU or EX (rarely EQ).  If HP, then I would say well-worth it.

 

Is there a way to ask them to pull TU or EQ? I have my EX frozen...

 


They will ask to unfreeze, unless they bypass it with an alternate (but you can't pick and choose).  You shouldn't use any manipulation methods to gain an advantage of a "non-favorable" CR. 

Message 9 of 11
armbenderc
Valued Contributor

Re: 7-10 day CLI message


@ibmrad7 wrote:

99% HP is already done.


Yup!

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 10 of 11
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