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7-10 day message on AMX CLI

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Braydon
New Contributor

7-10 day message on AMX CLI

Ok so after a year of having a starting limit of 2000 on my BCE I hit the CLI button and got the 7-10 day message. I gather that's a nice way of saying no..?? Any thoughts is this a good thing or bad thing. I asked for 5500 should I have gone lower?

 

MY FICO = EX FICO 734 EQ FICO 675 TU FICO 711 as of 9/29/13

Message 1 of 12
11 REPLIES 11
myjourney
Super Contributor

Re: 7-10 day message on AMX CLI


@Braydon wrote:

Ok so after a year of having a starting limit of 2000 on my BCE I hit the CLI button and got the 7-10 day message. I gather that's a nice way of saying no..?? Any thoughts is this a good thing or bad thing. I asked for 5500 should I have gone lower?

 

MY FICO = EX FICO 734 EQ FICO 675 TU FICO 711 as of 9/29/13


Some have still gotten a CLI so don't lose hope yet .......Good luck

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 12
FinStar
Moderator Emeritus

Re: 7-10 day message on AMX CLI


@myjourney wrote:

@Braydon wrote:

Ok so after a year of having a starting limit of 2000 on my BCE I hit the CLI button and got the 7-10 day message. I gather that's a nice way of saying no..?? Any thoughts is this a good thing or bad thing. I asked for 5500 should I have gone lower?

 

MY FICO = EX FICO 734 EQ FICO 675 TU FICO 711 as of 9/29/13


Some have still gotten a CLI so don't lose hope yet .......Good luck


+1

 

Not always.  It depends on a variety of factors but everyone's experience will vary.

Message 3 of 12
09Lexie
Moderator Emerita

Re: 7-10 day message on AMX CLI

Not always a decline. What was your util when they SPd you?
Message 4 of 12
Braydon
New Contributor

Re: 7-10 day message on AMX CLI

I wanted to use it on my vacation but the limit is so low on it. I got CLI's from Discover and CITI today for $7000 both soft pulls no problem..Sorrry I asked for the CLI now! Guess I'll go do girl things and try not to worry..Gosh! I hope they dont cancel both my cards i have the Zinc card with them also.

Message 5 of 12
Braydon
New Contributor

Re: 7-10 day message on AMX CLI

My total was 24% per EQ but some off my cards I paid off on 9/11 were still not reporing a 0 balance on the report I pulled today..

Message 6 of 12
09Lexie
Moderator Emerita

Re: 7-10 day message on AMX CLI

Why would they cancel your cards? It's a CL request and if it's denied your old limit will remain.
Message 7 of 12
Braydon
New Contributor

Re: 7-10 day message on AMX CLI

Thanks Lexie I feel better now. Its just I read so many bad things on the board about AMX thats why it took me a year to even ask for the CLI... I need to chill I know!

Message 8 of 12
myjourney
Super Contributor

Re: 7-10 day message on AMX CLI


@Braydon wrote:

Thanks Lexie I feel better now. Its just I read so many bad things on the board about AMX thats why it took me a year to even ask for the CLI... I need to chill I know!


Check your email not sure if it happens on the weekend but people who have got the 7-10 message report getting a email later saying approved .......Good luck i'm pulling for you

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 12
09Lexie
Moderator Emerita

Re: 7-10 day message on AMX CLI

Take a breath. You'll be fine. Myjourney is correct, my DH got the 7-10 day and a hour later came the email. Think positively, if not try again in 90 days.
Message 10 of 12
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