🚀850 Fico score achieved 🚀 — interested in a new card

[Anonymous]

I'm 32 years old and I have an 850 fico 8 score. I am interested in a new card can someone give me advise on what to please get? I want somthing exclusive with good rewards. 

I uploaded the proof here

https://ibb.co/7S9cLSY

[thornback]

Congratulations!! 

You'll need to tell folks what type of rewards you want (travel, cash back), a bit about your current/expected spend, approx. income, etc.  to get any meaningful suggestions. 

[AllZero]

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@Anonymous wrote:

I'm 32 years old and I have an 850 fico 8 score. I am interested in a new card can someone give me advise on what to please get? I want somthing exclusive with good rewards. 

I uploaded the proof here

https://ibb.co/qst1Rtg

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Congratulatons on your success! That is an excellent acheivement. How are your TU and EQ scores?

If you don't mind, can you share your profile:

AAoA Average Age of Accounts

AoOA Age of Oldest Account

AoORA Age of Oldest Revolving Account

AoYA Age of Youngest Account

AoYRA Age of Youngest Revolving Account

[Rebuild2019]

Congratulations 🎊🎉🎈 on your score.

[Anonymous]

Thanks a lot for the kind words 🙏🏻. I'm glad other people appreciate the hard work. I had a 698 Feb 2020. 

AAoA Average Age of Accounts 5years 5 months

AoOA Age of Oldest Account 14 years 

AoORA Age of Oldest Revolving Account 14 years

AoYA Age of Youngest Account 1 year 11 months 

AoYRA Age of Youngest Revolving Account 1 year 11 months 

Equifax 850

Experian 841

TransUnion 829 (but it is reporting wrong info)

[AllZero]

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@Anonymous wrote:

Thanks a lot for the kind words 🙏🏻. I'm glad other people appreciate the hard work. I had a 698 Feb 2020. 

AAoA Average Age of Accounts 5years 5 months

AoOA Age of Oldest Account 14 years 

AoORA Age of Oldest Revolving Account 14 years

AoYA Age of Youngest Account 1 year 11 months 

AoYRA Age of Youngest Revolving Account 1 year 11 months 

Equifax 850

Experian 841

TransUnion 829 (but it is reporting wrong info)

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Thank you for your answers. It provides great data points to the community. I'm sure it is just a matter of time before the other bureaus catch up.

Back to or original post. As mentioned up thread. If you can advise what you are seeking, cards you currently hold, then more members can suggest a product.

AODFCU could be a great 3% cash back card.

[Anonymous]

I think I will put between 40-60k on the card a year. Cash back would be best I think. When they say you can use your points for travel can you use them for hotels or car rentals? If you can do you have to choose from an approved list.

most of my spending is on dining,  groceries and gas. 

I try to pay the balance in full every month. 

I hope this info helps a bit 

[Anonymous]

Currently I have 

Barclays $34500

Boa- $11000

Capital one platinum- $7500

Capital one quicksilver one- $700

Discover 5% -$750

[AllZero]

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@Anonymous wrote:

Currently I have 

Barclays $34500

Boa- $11000

Capital one platinum- $7500

Capital one quicksilver one- $700

Discover 5% -$750

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I would suggest to see if you can get a product upgrade on the Platinum to Quicksilver (not to the Quicksilver One with the annual fee). At least you can earn 1.5% cash back. Capital One check for upgrade link

[Anonymous]

I just called they offered me:

Platinum($7500) can be upgraded to-Quicksilver, Venture One or Venture

what would be the best option?