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A Good Month

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CreditBloke
Valued Member

A Good Month

I was accepted for the Wellsfargo Propel with the minimum SL of $1500, and the Paypal Cashback Mastercard with a SL of $2000. Since I opened quite a few accounts in the last couple of months, I am not too disappointed in the starting limits, as it leaves me with just one card to get Prime Amazon Chase Card to finish my ultimate No Annual Fee Cashback Set Up.

 

My Current Cash Back Set-Up:

 

5% -  Grocery (Walmart Mastercard) & (Target Red Card which I use mainly for groceries/household items when they offer the gift cards when you spend a minimum)

4 % -  Entertainment / Food (Savor which I will try to get waived or just PC it at the end of my first year)

4 % - Gas (Discover IT Chrome in my First Year)

3 % - Travel (Flights, Hotels and Car Rentals), Gas, Rideshares, Transit, and Streaming Services (Propel) 

3% -  Home Goods (Wayfair)

2 % - Everywhere Else (Paypal Cashback) 

 

Scores as of 7/15/2024:




Inquiries as of 7/15/2024:





* Gardening since 07/15/24. Garden Goal Date is 07/15/26

Credit Cards





















On Chopping Block for 2024

Message 1 of 12
11 REPLIES 11
Brian_Earl_Spilner
Credit Mentor

Re: A Good Month

Nice setup. One hiccup though, cap1 isn't PCing any Savor cards. You would have to close that one and apply for a savor1.

    
Message 2 of 12
CreditBloke
Valued Member

Re: A Good Month

**bleep**, thanks for the heads up! I will most likely close it if they won't waive. Because I have the Propel, I really won't need a Savor One at the end of the year anyway. I was just going to keep it open for the sake of keeping it open. 

Scores as of 7/15/2024:




Inquiries as of 7/15/2024:





* Gardening since 07/15/24. Garden Goal Date is 07/15/26

Credit Cards





















On Chopping Block for 2024

Message 3 of 12
Aim_High
Super Contributor

Re: A Good Month


@CreditBloke wrote:

...  my ultimate No Annual Fee Cashback Set Up.


You put some thought into that. 

Nice job and congrats on your recent approvals!  Smiley Happy


Business Cards


Length of Credit > 40 years; Total Credit Limits >$936K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 4 of 12
wasCB14
Super Contributor

Re: A Good Month


@Brian_Earl_Spilner wrote:

Nice setup. One hiccup though, cap1 isn't PCing any Savor cards. You would have to close that one and apply for a savor1.


PC Savor - Copy.JPG

This is for a Feb 2019 approval.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 5 of 12
CreditBloke
Valued Member

Re: A Good Month

Really? Fingers crossed I will get the same offer? 

Scores as of 7/15/2024:




Inquiries as of 7/15/2024:





* Gardening since 07/15/24. Garden Goal Date is 07/15/26

Credit Cards





















On Chopping Block for 2024

Message 6 of 12
ficosuave
Contributor

Re: A Good Month

PC'ing any product to Savor/SavorOne has been a no-go since the 2018 refresh. That includes the logical downgrade from the Savor to the SavorOne.

 

However, PC's from Savor to Quicksilver or Venture(One) have remained on the table.



Message 7 of 12
Nomad3
Frequent Contributor

Re: A Good Month

If you can PC to quicksilver that would be good, that way you can keep the account and pad utilization since you get better cash back on noncategory from the 2% card
Message 8 of 12
M_Smart007
Legendary Contributor

Re: A Good Month

Congrats on your success!

Message 9 of 12
Anonymous
Not applicable

Re: A Good Month

That’s a nice setup you have there! 👍
Message 10 of 12
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